708 Castro St, Solana Beach, CA 92075 Property Records

San Diego County property record for 708 Castro St, Solana Beach, CA 92075 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,156 sqft · built 2012
Lot Size	0.203 acres (8,847 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Jun 2002)
Tax Bill	$14,926 (2025)
Deeds & Mortgages	May 2026 Line of Credit Oct 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`298-162-31-00`

Property Details

APN / Parcel Number

Primary APN	`298-162-31-00`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Building Area	3,156 sqft Living Area

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Lot Area	8,847 sqft (0.203 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	708 CASTRO ST
City	SOLANA BEACH
State	CA
Zip	92075-2411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAR 1 TR PM18666
Legal Subdivision	LA COLONIA
Legal Tract	1018666
Legal Block	1
Legal Lot Number	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1003
Census Tract	17308

Owner

Source: San Diego County records · APN 298-162-31-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	708 CASTRO ST, SOLANA BEACH, CA 92075-2411
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · Line of Credit E-CHICAGO TITLE, CHICAGO TITLE
Oct 24, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 06, 2022	Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO COUNTY CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 07, 2002 · Amount on Record
Deed Sale	Jun 07, 2002 · Amount on Record
Prior Sale	Nov 18, 1999 · Amount on Record
Deed Document Number	2002487562
Prior Transfer Date	Nov 08, 1999
Prior Transfer Doc	0000765271
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	May 22, 2026
Property Address	708 CASTRO ST, SOLANA BEACH, CA 92075-2411
Document Number	0000147059
Instrument Date	May 15, 2026
Instrument	2026147059
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	16301 AVENIDA DE LOS OLIVOS, RANCHO SANTA FE, CA 92067

Mortgage

Document Number	0000147059,
Date	May 22, 2026
Instrument	2026147059

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	708 CASTRO ST, SOLANA BEACH, CA 92075-2411
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 CASTRO ST, SOLANA BEACH, CA 92075-2411

Mortgage

Document Number	0000444477
Date	Oct 24, 2018
Instrument	2018-0444477

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	WESTMONT, IL 60559

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 05, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	708 CASTRO ST, SOLANA BEACH, CA 92075-2411
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000186578
Date	Apr 13, 2020
Instrument	2020-0186578

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Apr 01, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.12%
Index	1-Year LIBOR
Max Rate	8.12%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	708 CASTRO ST, SOLANA BEACH, CA 92075-2411
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 CASTRO ST, SOLANA BEACH, CA 92075-2411

Mortgage

Document Number	0000237479
Date	Jun 06, 2022
Instrument	2022-0237479

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2052

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Solana Beach City
Secondary School District	San Dieguito Union High School District (07 - 12)
Elementary School District	Solana Beach Elementary School District (KG - 06)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,354,379 (+2%) Land $436,974 Building $917,405
2025	$14,926.00 (+4.51%) Homeowner's exemption	$1,327,823 (+4.04%) Land $428,406 Building $899,417
2023	$14,282.00 (+1.54%) Homeowner's exemption	$1,276,264 Land $411,771 Building $864,493
2022	$14,066.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730173081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2013, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 453 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Generate-Ubiquity Holdings	Fiber	5,000 / 5,000
Ting Fiber	Fiber	2,000 / 2,000
Cox Communications	Cable	2,000 / 100
Spectrum	Cable	1,000 / 50
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Verizon, Cox Communications, California Internet, Spectrum, San Diego Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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