738 Castro St, Solana Beach, CA 92075 Property Records

San Diego County property record for 738 Castro St, Solana Beach, CA 92075 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,330 sqft · built 2019
Lot Size	0.207 acres (9,025 sqft)
Owner	2 Company Names on File
Last Sale	$275,000 (Nov 2011)
Tax Bill	$11,591 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`298-162-25-00`

Property Details

APN / Parcel Number

Primary APN	`298-162-25-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,330 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	9,025 sqft (0.207 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	738 CASTRO ST
City	SOLANA BEACH
State	CA
Zip	92075-2411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAR 1 TR PM17033
Legal Subdivision	PARCEL MAP NO. 17033
Legal Tract	1017033
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1003
Census Tract	17308

Owner

Source: San Diego County records · APN 298-162-25-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	3972 STONEBRIDGE CT, RANCHO SANTA FE, CA 92091-4549
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 07, 2026	Deed of Trust, Mortgage · Conventional Mortgage CALIFORNIA TITLE COMPANY
May 14, 2024	Deed of Trust, Mortgage · Conventional Mortgage NMSI INC
Apr 19, 2024	Deed of Trust, Mortgage · Conventional Mortgage NMSI INC
Jan 14, 2019	Deed of Trust, Mortgage · ARM US BANK NA
May 06, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 23, 2017	Quit Claim Deed, Transfer · Construction Mortgage SOUTHWEST BUILDERS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 14, 2011 · Amount on Record
Deed Sale	Nov 14, 2011 · Amount on Record
Deed Document Number	2011606185
Last Transfer Date	Jan 24, 2025
Transfer Doc	0000022460
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 07, 2026
Property Address	738 CASTRO ST, SOLANA BEACH, CA 92075-2411
Document Number	0000193807
Instrument Date	Jul 02, 2026
Instrument	2026193807
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	CALIFORNIA TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	3972 STONEBRIDGE CT, RANCHO SANTA FE, CA 92091-4549

Mortgage

Document Number	0000193807,
Date	Jul 07, 2026
Instrument	2026193807

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	738 CASTRO ST, SOLANA BEACH, CA 92075-2411
Transaction Type	Mortgage
Record Updated	May 22, 2024
Title Company	PACIFIC VA TITLE, PACIFIC COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	738 CASTRO ST, SOLANA BEACH, CA 92075-2411

Mortgage

Document Number	0000121284
Date	May 14, 2024
Instrument	2024-0121284

Lender

Name	NMSI INC
Type	Mortgage Company
Address	LOS ANGELES, CA 90010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.12%
Type Change Date	Jun 01, 2029
Change Frequency	6 Months
Min Rate At Change	5%
Max Rate At Change	9.12%
Index	SOFR Average 30-Day
Margin	5
Max Rate	12.1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	738 CASTRO ST, SOLANA BEACH, CA 92075-2411
Transaction Type	Mortgage
Record Updated	May 02, 2024
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	738 CASTRO ST, SOLANA BEACH, CA 92075-2411

Mortgage

Document Number	0000098711
Date	Apr 19, 2024
Instrument	2024-0098711

Lender

Name	NMSI INC
Type	Mortgage Company
Address	LOS ANGELES, CA 90010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2054

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	738 CASTRO ST, SOLANA BEACH, CA 92075-2411
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 612, SOLANA BEACH, CA 92075-0612

Mortgage

Document Number	0000014355
Date	Jan 14, 2019
Instrument	2019-0014355

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Feb 01, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9%
Index	1-Year CMT
Max Rate	9%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	738 CASTRO ST, SOLANA BEACH, CA 92075-2411
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000167943
Date	May 06, 2019
Instrument	2019-0167943

Lender

Name	US BANK NA
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 23, 2017
Property Address	738 CASTRO ST, SOLANA BEACH, CA 92075-2411
Document Number	0000283993
Instrument Date	Jun 20, 2017
Instrument	283993
Transaction Type	Transfer
Record Updated	Jul 03, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	738 CASTRO ST SOLANA BEACH CA 920752411, SOLANA BEACH, CA 92075-2411

Mortgage

Document Number	283994
Date	Jun 23, 2017
Instrument	283994

Lender

Name	SOUTHWEST BUILDERS INC
Address	710 W IVY ST, SAN DIEGO, CA 92101-1728

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 22, 2018

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Solana Beach City
Secondary School District	San Dieguito Union High School District (07 - 12)
Elementary School District	Solana Beach Elementary School District (KG - 06)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,034,669 (+2%) Land $375,300 Building $659,369
2025	$11,591.00 (+4.59%) Homeowner's exemption	$1,014,383 (+4.04%) Land $367,942 Building $646,441
2023	$11,082.00 (+1.52%) Homeowner's exemption	$974,995 Land $353,655 Building $621,340
2022	$10,916.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730173081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2013, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 453 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Generate-Ubiquity Holdings	Fiber	5,000 / 5,000
Ting Fiber	Fiber	2,000 / 2,000
Cox Communications	Cable	2,000 / 100
Spectrum	Cable	1,000 / 50
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Verizon, Cox Communications, California Internet, Spectrum, San Diego Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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