Delaware County property record for 708 Bay Dr, Westerville, OH 43082
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,372 sqft · built 1999 |
| Lot Size | 0.337 acres (14,692 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $314,000 (Oct 2016) |
| Tax Bill | $6,882 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Feb 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 317-431-14-002-000 |
| Primary APN | 317-431-14-002-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,372 sqft Living Area |
| Gross Area | 3,758 sqft |
| 1st Floor Area | 1,262 sqft |
| Upper Floors Area | 1,110 sqft |
| Basement Area | 946 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Lot Area | 14,692 sqft (0.337 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 32 sqft |
| Patio Area | 270 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 708 BAY DR |
|---|---|
| City | WESTERVILLE |
| State | OH |
| Zip | 43082-7491 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 188 MARINERS COVE SEC 4 |
| Legal Subdivision | MARINERS COVE |
| Legal Lot Number | 188 |
| Jurisdiction | DELAWARE OH |
| Township / Civil Division | WESTERVILLE CITY |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 11710 |
Source: Delaware County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 708 BAY DR, WESTERVILLE, OH 43082-7491 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Feb 25, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Jun 13, 2023 | Transfer on Death Deed, Transfer |
| May 19, 2017 | Deed of Trust, Mortgage FIFTH THIRD BANK |
| Dec 14, 2020 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK CENTRAL OHIO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2016 · Amount on Record |
| Deed Sale | Oct 27, 2016 · Amount on Record |
| Prior Sale | May 2, 2014 · Amount on Record |
| Deed Document Number | 201633243 |
| Deed Book / Page | 1462 / 1295 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 708 BAY DR, WESTERVILLE, OH 43082-7491 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000041201 |
|---|---|
| Date | Sep 16, 2021 |
| Book Page | 1900/1519 |
| Instrument | 202100041201 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 708 BAY DR, WESTERVILLE, OH 43082-7491 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 708 BAY DR, WESTERVILLE, OH 43082-7491 |
| Document Number | 0000006158 |
|---|---|
| Date | Feb 25, 2022 |
| Book Page | 1948/116 |
| Instrument | 202200006158 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 25, 2052 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | Jun 13, 2023 |
| Property Address | 708 BAY DR, WESTERVILLE, OH 43082-7491 |
| Document Number | 0000012118 |
| Book / Page | 2036 / 2782 |
| Map Reference | CAB 1 PG 585-585B |
| Instrument Date | Jun 2, 2023 |
| Instrument | 202300012118 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 708 BAY DR, WESTERVILLE, OH 43082-7491 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 708 BAY DR, WESTERVILLE, OH 43082-7491 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000013908 |
|---|---|
| Date | May 19, 2017 |
| Book Page | 1503/0744 |
| Instrument | 2017-00013908 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount Recorded |
|---|---|
| Term | 359 Months |
| Due | Apr 25, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 708 BAY DR, WESTERVILLE, OH 43082-7491 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000050441 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 1803/754 |
| Instrument | 202000050441 |
| Name | FIFTH THIRD BANK CENTRAL OHIO |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 25, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Delaware County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Delaware County |
| Municipality | Westerville City |
| Unified School District | Westerville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,882.00 (-0.19%) | $135,350 (-) Land $35,880 Building $99,470 | $386,700 (-) Land $102,500 Building $284,200 |
| 2024 | $6,895.00 (+1.16%) Homeowner's exemption | $135,350 (-) Land $35,880 Building $99,470 | |
| 2023 | $6,816.00 (-8.96%) Homeowner's exemption | $135,350 (+17.68%) Land $35,880 Building $99,470 | $386,700 (+17.68%) Land $102,500 Building $284,200 |
| 2022 | $7,487.00 Homeowner's exemption | $115,020 Land $30,210 Building $84,810 | |
| 2020 | $328,600 Land $86,300 Building $242,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERVILLE CITY PWS serves 39,000 people · EPA ID OH2503411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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