Delaware County property record for 682 Bay Dr, Westerville, OH 43082
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,919 sqft · built 1997 |
| Lot Size | 0.317 acres (13,829 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $401,400 (Jul 2019) |
| Tax Bill | $8,126 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 317-431-14-005-000 |
| Primary APN | 317-431-14-005-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,919 sqft Living Area |
| Gross Area | 4,720 sqft |
| 1st Floor Area | 1,361 sqft |
| Upper Floors Area | 1,558 sqft |
| Basement Area | 1,361 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Lot Area | 13,829 sqft (0.317 acres) |
| Lot Dimensions | 160 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 21 sqft |
| Patio Area | 750 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 682 BAY DR |
|---|---|
| City | WESTERVILLE |
| State | OH |
| Zip | 43082-7491 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 191 MARINERS COVE SEC 4 |
| Legal Subdivision | MARINERS COVE |
| Legal Lot Number | 191 |
| Jurisdiction | DELAWARE OH |
| Township / Civil Division | WESTERVILLE CITY |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 11710 |
Source: Delaware County records · APN 317-431-14-005-000
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 682 BAY DR, WESTERVILLE, OH 43082-7491 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BEITEL MORTGAGE SOLUTION LLC |
| Jul 30, 2019 | Warranty Deed, Transfer · Conventional with PMI PRIME LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 30, 2019 · Amount on Record |
| Deed Sale | Jul 30, 2019 · Amount on Record |
| Prior Sale | Mar 30, 1998 · Amount on Record |
| Deed Document Number | 201919925 |
| Deed Book / Page | 1652 / 2009 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 682 BAY DR, WESTERVILLE, OH 43082-7491 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000026527 |
|---|---|
| Date | Sep 27, 2018 |
| Book Page | 1597/2381 |
| Instrument | 201800026527 |
| Name | BEITEL MORTGAGE SOLUTION LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | COLUMBUS, OH 43230 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | Jul 30, 2019 |
| Property Address | 682 BAY DR, WESTERVILLE, OH 43082-7491 |
| Document Number | 0000019925 |
| Book / Page | 001652 / 002009 |
| Instrument Date | Jul 26, 2019 |
| Instrument | 19925 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2019 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,204.20 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18111 PRESTON RD #900 DALLAS TX 752526601, 900, DALLAS, TX 75252-6601 |
| Document Number | 19926 |
|---|---|
| Date | Jul 30, 2019 |
| Book Page | 001652/002011 |
| Instrument | 19926 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 29, 2049 |
Source: Delaware County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Delaware County |
| Municipality | Westerville City |
| Unified School District | Westerville City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,126.00 (-0.2%) | $159,750 (-) Land $35,880 Building $123,870 | $456,400 (-) Land $102,500 Building $353,900 |
| 2024 | $8,142.00 (+1.17%) Homeowner's exemption | $159,750 (-) Land $35,880 Building $123,870 | |
| 2023 | $8,048.00 Homeowner's exemption | $159,750 Land $35,880 Building $123,870 | $456,400 Land $102,500 Building $353,900 |
Source: FEMA National Flood Hazard Layer as of June 4, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2012 · rainfall accumulation |
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Cogeco Cable Holdings II Cable | 1,000 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 258 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WESTERVILLE CITY PWS serves 39,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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