Osceola County property record for 708 Avocado St, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2002 |
| Square Footage | 2,033 sqft Heated Area |
| Lot Size | 13,329 sqft (0.305 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $294,000 (2020) |
| Tax Bill | $4,348.00 (2025) |
| Primary APN | 82489 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,033 sqft Heated Area |
| Gross Area | 2,971 sqft Gross Area |
| 1st Floor | 2,033 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 13,329 sqft (0.305 acres) |
| Depth X Width | 122 ft x 110 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 638 sqft Garage |
| Pool Area | 512 sqft Pool |
|---|---|
| Deck Area | 324 sqft Deck |
| Porch | Open Porch |
| Porch Area | 300 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 82489 |
|---|---|
| Street Address | 708 AVOCADO ST |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1652 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PINE LAKE ESTATES UNIT 1 PB 2 PG 58 LOT 31 09-26-30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 04 |
| Legal Subdivision | PINE LAKE ESTATE |
| Legal Tract | 900 |
| Legal Block | 1 |
| Legal Lot Number | 9,31 9 |
| Legal Unit | 1P |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 43208 |
Source: Osceola County records · APN 82489
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 708 AVOCADO ST, SAINT CLOUD, FL 34769-1652 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 12, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage FIRST SAVINGS BANK |
| Jul 07, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage UMC MORTGAGE CO |
| Jun 27, 2018 | Warranty Deed, Transfer · Veterans Administration Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 07, 2020 · Amount on Record |
| Deed Sale | Jul 07, 2020 · Amount on Record |
| Prior Sale | Jun 27, 2018 · Amount on Record |
| Deed Doc Number | 0057501249 |
| Deed Book / Page | 5750 / 1249 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 708 AVOCADO ST, SAINT CLOUD, FL 34769-1652 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0055552218 |
|---|---|
| Date | Jul 12, 2019 |
| Book Page | 5555/2218 |
| Instrument | 2019089545 |
| Name | FIRST SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CLARKSVILLE, IN 47129 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 07, 2020 |
| Property Address | 708 AVOCADO ST, SAINT CLOUD, FL 34769-1652 |
| Document Number | 0057501249 |
| Book / Page | 5750 / 1249 |
| Map Reference | MB 2 PG 58 |
| Instrument Date | Jul 07, 2020 |
| Instrument | 2020087506 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,058.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12547 WALDEN LEA DR, 12547, HUNTERSVILLE, NC 28078-2241 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 708 AVOCADO ST, SAINT CLOUD, FL 34769-1652 |
| Document Number | 0057501250 |
|---|---|
| Date | Jul 07, 2020 |
| Instrument | 5750/1250 |
| Name | UMC MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 27, 2018 |
| Property Address | 708 AVOCADO ST, SAINT CLOUD, FL 34769-1652 |
| Document Number | 0053572377 |
| Book / Page | 5357 / 2377 |
| Map Reference | MB25 PG58 |
| Instrument Date | Jun 22, 2018 |
| Instrument | 2018099156 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | LAUREATE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,030.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 623 N INDIGO RD, 623, ALTAMONTE SPRINGS, FL 32714-3112 |
| Name | Verified Name |
|---|---|
| Address | 708 AVOCADO ST, SAINT CLOUD, FL 34769-1652 |
| Document Number | 2018099157 |
|---|---|
| Date | Jun 27, 2018 |
| Instrument | 2018099157 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,348.00 (+6.13%) Homeowner's exemption | $285,825 (+5.99%) | $392,900 (-3.77%) Land $65,000 Building $327,900 |
| 2023 | $4,097.00 (+3.49%) Homeowner's exemption | $269,680 (+3%) | $408,300 (+15.57%) Land $60,000 Building $348,300 |
| 2022 | $3,959.00 Homeowner's exemption | $261,826 | $353,300 Land $55,000 Building $298,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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