Osceola County property record for 629 Avocado St, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,965 sqft · built 1974 |
| Lot Size | 0.328 acres (14,288 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Oct 2016) |
| Tax Bill | $1,822 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 82544 |
| Primary APN | 82544 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,965 sqft Heated Area |
| Gross Area | 3,093 sqft Gross Area |
| 1st Floor Area | 1,965 sqft 1st Floor |
| Stories | 1 Story |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,288 sqft (0.328 acres) |
| Lot Dimensions | 146 ft deep x 94 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished |
| Garage Area | 672 sqft Garage |
| Pool Area | 450 sqft Pool |
|---|---|
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 120 sqft Shed |
| Deck Area | 845 sqft Deck |
| Porch | Open Porch |
| Porch Area | 456 sqft Porch |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 82544 |
|---|---|
| Street Address | 629 AVOCADO ST |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1651 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINE LAKE ESTATES UNIT 2 PB 2 PGS 92-95 LOT 31 09-26-30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 04 |
| Legal Subdivision | PINE LAKE ESTATE |
| Legal Tract | 902 |
| Legal Block | 1 |
| Legal Lot Number | 9,31 9 |
| Legal Unit | 2P |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 43208 |
Source: Osceola County records · APN 82544
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 629 AVOCADO ST, SAINT CLOUD, FL 34769-1651 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 17, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Sep 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MARRIOTT EMPLOYEES FCU |
| May 20, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 28, 2016 · Amount on Record |
| Deed Sale | Oct 28, 2016 · Amount on Record |
| Prior Sale | Oct 28, 2016 · Amount on Record |
| Deed Document Number | 0050471138 |
| Deed Book / Page | 005047 / 001138 |
| Last Transfer Date | May 20, 2019 |
| Transfer Doc | 0055262442 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 629 AVOCADO ST, SAINT CLOUD, FL 34769-1651 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2023 |
| Name | Verified Name |
|---|---|
| Address | 629 AVOCADO ST, SAINT CLOUD, FL 34769-1651 |
| Document Number | 0063882805 |
|---|---|
| Date | Apr 17, 2023 |
| Book Page | 6388/2805 |
| Instrument | 2023044273 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 08, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 629 AVOCADO ST, SAINT CLOUD, FL 34769-1651 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | MADISON SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0055931572 |
|---|---|
| Date | Sep 23, 2019 |
| Book Page | 5593/1572 |
| Instrument | 2019122398 |
| Name | MARRIOTT EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | BETHESDA, MD 20817 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 20, 2019 |
| Property Address | 629 AVOCADO ST, SAINT CLOUD, FL 34769-1651 |
| Document Number | 0055262442 |
| Book / Page | 005526 / 002442 |
| Instrument Date | May 19, 2019 |
| Instrument | 64561 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 629 AVOCADO ST ST CLOUD FL 347691651, ST CLOUD, FL 34769-1651 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,822.00 (+7.18%) Homeowner's exemption | $144,713 (+5.99%) | $323,800 (-1.64%) Land $65,000 Building $258,800 |
| 2023 | $1,700.00 (+4.36%) Homeowner's exemption | $136,539 (+3%) | $329,200 (+15.63%) Land $60,000 Building $269,200 |
| 2022 | $1,629.00 Homeowner's exemption | $132,563 | $284,700 Land $55,000 Building $229,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures