708 Allen St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 708 Allen St, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,260 sqft · built 1910
Lot Size	0.048 acres (2,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$73,000 (Apr 2025)
Tax Bill	$1,504 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Mar 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8913-26-410-004`

Property Details

APN / Parcel Number

Primary APN	`8913-26-410-004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,260 sqft Living Area
1st Floor Area	616 sqft
Basement Area	644 sqft
Finished Basement	250 sqft
Unfinished Basement	644 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	2,100 sqft (0.048 acres)
Lot Dimensions	60 ft deep x 35 ft wide
Porch	Slab
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	708 ALLEN ST
City	WATERLOO
State	IA
Zip	50702-2130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOHNSONS ADDITION SE 35 FT LOT 1 BLK 2
Legal Range	13W
Legal Township	89N
Legal Section	26
Legal Subdivision	JOHNSONS ADDITION
Legal Block	2
Legal Lot Number	1
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1010
Census Tract	200

Owner

Source: Black Hawk County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	708 ALLEN ST, WATERLOO, IA 50702-2130
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Warranty Deed, Transfer · Conventional Mortgage FARMERS STATE BANK
Mar 19, 2018	Deed of Trust, Mortgage MIDWESTONE BANK
Nov 2, 2017	Special Warranty Deed, Transfer
Apr 25, 2017	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2025 · Amount on Record
Deed Sale	Apr 16, 2025 · Amount on Record
Prior Sale	Sep 21, 2022 · Amount on Record
Deed Document Number	20255048
Prior Transfer Date	Feb 8, 2020
Prior Transfer Doc	0000016108
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 21, 2021
Property Address	708 ALLEN ST, WATERLOO, IA 50702-2130
Document Number	202200006228
Instrument Date	Sep 15, 2021
Instrument	202200006228
Transaction Type	Transfer
Record Updated	Oct 6, 2021
Title Company	SECURITY TITLE COMPANY, SECURITY FIRST TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	708 ALLEN ST, WATERLOO, IA 50702-2130

Mortgage

Document Number	202200006229
Date	Sep 21, 2021
Instrument	202200006229

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	708 ALLEN ST, WATERLOO, IA 50702-2130
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800015110
Date	Mar 19, 2018
Instrument	201800015110

Lender

Name	MIDWESTONE BANK
Type	Bank

Agreement

Amount	Amount Recorded

November 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 2, 2017
Property Address	708 ALLEN ST, WATERLOO, IA 50702-2130
Document Number	201800007839
Instrument Date	Oct 19, 2017
Instrument	201800007839
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4801 FREDERICA ST, 4801, OWENSBORO, KY 42301-7441

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1709 260TH ST, JANESVILLE, IA 50647-9753

April 2017: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 25, 2017
Property Address	708 ALLEN ST, WATERLOO, IA 50702-2130
Document Number	201700018552
Instrument Date	Apr 19, 2017
Instrument	2017-00018552
Transaction Type	Foreclosure
Record Updated	Feb 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4801 FREDERICA ST, OWENSBORO, KY 42301-7441
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,504.00 (+6.21%)	$73,670 (+12.82%) Land $4,880 Building $68,790	$73,670 (+12.82%) Land $4,880 Building $68,790
2024	$1,416.00 (+10.63%)
2023		$65,300 (+12.08%) Land $4,880 Building $60,420	$65,300 (+12.08%) Land $4,880 Building $60,420
2022	$1,280.00	$58,260 Land $4,880 Building $53,380
2021			$58,260 Land $4,880 Building $53,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jul 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, Nextlink, T-Mobile, Verizon.

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