702 Allen St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 702 Allen St, Waterloo, IA 50702

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,260 sqft · built 1910
Lot Size0.048 acres (2,100 sqft)
OwnerCompany Name on Record
Last Sale$270,000 (Nov 2024)
Tax Bill$1,386 (2025)
Deeds & MortgagesNov 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN8913-26-410-001

Property Details

APN / Parcel Number

Primary APN8913-26-410-001

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,260 sqft Living Area
1st Floor Area616 sqft
Basement Area644 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleDuplex Single
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeHip
Roof MaterialAsphalt
Lot Area2,100 sqft (0.048 acres)
Lot Dimensions60 ft deep x 35 ft wide

Exterior Amenities

PorchSlab
Porch Area160 sqft
Deck Area90 sqft
Patio Area130 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address702 ALLEN ST
CityWATERLOO
StateIA
Zip50702-2130
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJOHNSONS ADDITION NW 35 FT LOT 1 BLK 2
Legal Range13W
Legal Township89N
Legal Section26
Legal SubdivisionJOHNSONS ADDITION
Legal Block2
Legal Lot Number1
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1010
Census Tract200

Owner

Source: Black Hawk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address110 MAIN ST, CEDAR FALLS, IA 50613-2622
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 18, 2024 · Amount on Record
Deed SaleNov 18, 2024 · Amount on Record
Record UpdatedOct 29, 2026

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address702 ALLEN ST, WATERLOO, IA 50702-2130
Transaction TypeMortgage
Record UpdatedOct 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1402 STATE ST, CEDAR FALLS, IA 50613-4130

Mortgage

Document Number0202423482
DateNov 18, 2024
Instrument2024-23482
Lender
NameFIRST INTERSTATE BANK
TypeBank
Address205 W 2ND ST, CEDAR FALLS, IA 50613
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,386.00 (+5.96%)$67,930 (+12.73%) Land $4,880 Building $63,050$67,930 (+12.73%) Land $4,880 Building $63,050
2024$1,308.00 (+15.96%)
2023$60,260 Land $4,880 Building $55,380$60,260 Land $4,880 Building $55,380
2022$1,128.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AO, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1980)
Most Recent ClaimJul 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50

May also be available: GigFire, Nextlink, T-Mobile, Verizon.

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