708 5th St, Traer, IA 50675 Property Records

Tama County property record for 708 5th St, Traer, IA 50675

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,587 sqft · built 1900
Lot Size0.165 acres (7,187 sqft)
OwnerIndividual Name on Record
Last Sale$72,000 (Aug 2014)
Tax Bill$2,516 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN07.10.259.011

Property Details

APN / Parcel Number

Primary APN07.10.259.011

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,587 sqft Living Area
Basement Area904 sqft
Unfinished Basement933 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,187 sqft (0.165 acres)
Garage TypeDetached
Garage Area780 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area75 sqft
Deck Area196 sqft
Patio Area224 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address708 5TH ST
CityTRAER
StateIA
Zip50675-1207
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 13 BLK 22 ORIGINAL
Legal SubdivisionORIGINAL TOWN
Legal Block22
Legal Lot Number13
JurisdictionTAMA IA
Township / Civil DivisionPERRY
Census Block Group3
Census Block3044
Census Tract290200

Owner

Source: Tama County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address708 5TH ST, TRAER, IA 50675-1207
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 4, 2014 · Amount on Record
Deed SaleAug 4, 2014 · Amount on Record
Deed Document Number20141964
Deed Book / Page935 / 388
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTAMA IA
Property Address708 5TH ST, TRAER, IA 50675-1207
Transaction TypeMortgage
Record UpdatedFeb 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020213057
DateSep 24, 2021
Instrument2021-3057
Lender
NameVERDIAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 1, 2036
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateIowa
CountyTama County
MunicipalityTraer City
Unified School DistrictNorth Tama County Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,516.00$138,580 (+18.6%) Land $11,040 Building $127,540$138,580 (+18.6%) Land $11,040 Building $127,540
2023$116,850 Land $11,040 Building $105,810$116,850 Land $11,040 Building $105,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTRAER MUNICIPAL WATER PLANT
serves 1,583 people · EPA ID IA8681030
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL
2,000 / 2,000
Nextlink
Fixed Wireless
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

Nearby Properties on 5th St

Nearby Streets

Search Property Records by Address or Parcel Number