Tama County property record for 701 5th St, Traer, IA 50675
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,680 sqft · built 1939 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,720 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage May 2021 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07.10.260.015 |
| Primary APN | 07.10.260.015 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| Basement Area | 1,680 sqft |
| Finished Basement | 1,250 sqft |
| Unfinished Basement | 430 sqft |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,187 sqft (0.165 acres) |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 128 sqft |
| Deck Area | Deck Area |
| Patio Area | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 701 5TH ST |
|---|---|
| City | TRAER |
| State | IA |
| Zip | 50675-1206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 BLK 21 ORIGINAL |
| Legal Subdivision | ORIGINAL TOWN |
| Legal Block | 21 |
| Legal Lot Number | 8 |
| Jurisdiction | TAMA IA |
| Township / Civil Division | PERRY |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 290200 |
701 5th St is owned and occupied by an individual who acquired it in July 2024.
Source: Tama County records, as of September 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 701 5TH ST, TRAER, IA 50675-1206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MEMBERS FIRST COMMUNITY CU |
| May 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MEMBERS FIRST COMMUNITY CU |
| Mar 8, 2023 | Deed of Trust, Mortgage · Conventional Mortgage HUD |
| May 28, 2024 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 14, 2016 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CU |
| Jul 22, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Jul 8, 2024 | Intrafamily Transfer, Transfer |
| Jul 2, 2021 | Intrafamily Transfer, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2021 |
| Deed Sale | Jul 2, 2021 |
| Deed Document Number | 20212124 |
| Last Transfer Date | Jul 2, 2024 |
| Transfer Doc | 0000001454 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Property Address | 701 5TH ST, TRAER, IA 50675-1206 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020220475 |
|---|---|
| Date | Feb 24, 2022 |
| Instrument | 2022-0475 |
| Name | MEMBERS FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Property Address | 701 5TH ST, TRAER, IA 50675-1206 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020211545 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 2021-1545 |
| Name | MEMBERS FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 30, 2046 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Property Address | 701 5TH ST, TRAER, IA 50675-1206 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020230478 |
|---|---|
| Date | Mar 8, 2023 |
| Instrument | 2023-0478 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Property Address | 701 5TH ST, TRAER, IA 50675-1206 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 701 5TH ST, TRAER, IA 50675-1206 |
| Document Number | 0020241136 |
|---|---|
| Date | May 28, 2024 |
| Instrument | 2024-1136 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 323 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Property Address | 701 5TH ST, TRAER, IA 50675-1206 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000962/224 |
|---|---|
| Date | Sep 14, 2016 |
| Book Page | 0962/224 |
| Instrument | 2016-2501 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 13, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Recording Date | Jul 22, 2026 |
| Property Address | 701 5TH ST, TRAER, IA 50675-1206 |
| Document Number | 0000001766 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 20261766 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 701 5TH ST, TRAER, IA 50675-1206 |
| Document Number | 0000001766, |
|---|---|
| Date | Jul 22, 2026 |
| Instrument | 20261766 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 297 Months |
| Due | Apr 1, 2051 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | TAMA IA |
| Recording Date | Jul 8, 2024 |
| Property Address | 701 5TH ST, TRAER, IA 50675-1206 |
| Document Number | 0020241454 |
| Instrument Date | Jul 2, 2024 |
| Instrument | 2024-1454 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 701 5TH ST, TRAER, IA 50675-1206 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | TAMA IA |
| Recording Date | Jul 2, 2021 |
| Property Address | 701 5TH ST, TRAER, IA 50675-1206 |
| Document Number | 0020212124 |
| Instrument Date | Mar 13, 2021 |
| Instrument | 2021-2124 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 701 5TH ST, TRAER, IA 50675-1206 |
| Document Number | 0020212125 |
|---|---|
| Date | Jul 2, 2021 |
| Instrument | 2021-2125 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 701 5th St was $3,720 with a homeowner's exemption.
Source: Tama County assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Tama County |
| Municipality | Traer City |
| Unified School District | North Tama County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,720.00 Homeowner's exemption | $199,730 (+17.78%) Land $11,040 Building $188,690 | $199,730 Land $11,040 Building $188,690 |
| 2024 | $169,580 (-) Land $11,040 Building $158,540 | ||
| 2023 | $169,580 Land $11,040 Building $158,540 | $169,580 Land $11,040 Building $158,540 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 701 5th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2008 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 701 5th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRAER MUNICIPAL WATER PLANT serves 1,583 people · EPA ID IA8681030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL | 2,000 / 2,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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