708 28th Ave, San Mateo, CA 94403 Property Records

San Mateo County property record for 708 28th Ave, San Mateo, CA 94403

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,993 sqft · built 1946
Lot Size	0.168 acres (7,336 sqft)
Owner	2 Trust Names on File
Last Sale	$1,100,000 (Aug 2009)
Tax Bill	$23,915 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Nov 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`039-254-170`

Property Details

APN / Parcel Number

Primary APN	`039-254-170`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,993 sqft Living Area
1st Floor Area	1,180 sqft
Family Room	Family Room
Study	Study

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Lot Area	7,336 sqft (0.168 acres)
Lot Dimensions	147 ft deep x 50 ft wide
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	708 28TH AVE
City	SAN MATEO
State	CA
Zip	94403-2608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 19 BLOCK 3 MASON TRACT NO 2 RSM 23/58 CITY OF SAN MATEO
Legal Subdivision	MASON TRACT NO 2
Legal Tract	2
Legal Block	3
Legal Lot Number	19
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	2
Census Block	2020
Census Tract	606700

Owner

708 28th Ave is owner-occupied and held in a trust since November 2021.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	708 28TH AVE, SAN MATEO, CA 94403-2608
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 16, 2021	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Nov 16, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 25, 2021	Intrafamily Transfer, Transfer
May 25, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2009 · Amount on File
Deed Sale	Aug 7, 2009 · Amount on File
Prior Sale	May 14, 1998 · Amount on File
Deed Document Number	2009106420
Last Transfer Date	Nov 2, 2021
Transfer Doc	0000159007
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	708 28TH AVE, SAN MATEO, CA 94403-2608
Transaction Type	Mortgage
Record Updated	Oct 18, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 28TH AVE, SAN MATEO, CA 94403-2608

Mortgage

Document Number	0000080140
Date	Aug 13, 2020
Instrument	2020-080140

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Nov 16, 2021
Property Address	708 28TH AVE, SAN MATEO, CA 94403-2608
Document Number	0000159009
Map Reference	MB 23 PG 58
Instrument Date	Nov 2, 2021
Instrument	2021-159009
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	708 28TH AVE, SAN MATEO, CA 94403-2608

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Nov 16, 2021
Property Address	708 28TH AVE, SAN MATEO, CA 94403-2608
Document Number	0000159007
Map Reference	MB 23 PG 58
Instrument Date	Nov 2, 2021
Instrument	2021-159007
Transaction Type	Transfer
Record Updated	Oct 18, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	708 28TH AVE, SAN MATEO, CA 94403-2608

Mortgage

Document Number	0000159008
Date	Nov 16, 2021
Instrument	2021-159008

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	May 25, 2021
Property Address	708 28TH AVE, SAN MATEO, CA 94403-2608
Document Number	0000081304
Map Reference	MB 23 PG 58
Instrument Date	May 22, 2021
Instrument	2021-081304
Transaction Type	Transfer
Record Updated	Oct 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	708 28TH AVE, SAN MATEO, CA 94403-2608

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	May 25, 2021
Property Address	708 28TH AVE, SAN MATEO, CA 94403-2608
Document Number	0000081305
Map Reference	MB 23 PG 58
Instrument Date	May 22, 2021
Instrument	2021-081305
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	708 28TH AVE, SAN MATEO, CA 94403-2608

Tax Assessment & Valuation

The 2025 property tax bill for 708 28th Ave was $23,915 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Mateo City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,975,522 (+2%) Land $724,145 Building $1,251,377
2025	$23,915.00 Homeowner's exemption	$1,936,788 Land $709,947 Building $1,226,841
2023	$16,922.00 (-0.24%) Homeowner's exemption	$1,377,347 Land $682,380 Building $694,967	$2,251,260
2022	$16,962.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 708 28th Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 708 28th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 732 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50

May also be available: Etheric Networks, T-Mobile.

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