701 28th Ave, San Mateo, CA 94403 Property Records

San Mateo County property record for 701 28th Ave, San Mateo, CA 94403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,480 sqft · built 1945
Lot Size	0.126 acres (5,485 sqft)
Owner	Individual Name on Record
Last Sale	$2,325,000 (Jun 2024)
Tax Bill	$28,236 (2025)
Deeds & Mortgages	Jun 2023 Transfer Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`039-273-110`

Property Details

APN / Parcel Number

Primary APN	`039-273-110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,480 sqft Living Area
Gross Area	1,740 sqft
1st Floor Area	1,020 sqft
Attic	Attic
Attic Area	260 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,485 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	701 28TH AVE
City	SAN MATEO
State	CA
Zip	94403-2607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 2 BLOCK 6 TERRACE GARDENS RSM 23/71 CITY OF SAN MATEO
Legal Subdivision	TERRACE GARDENS
Legal Block	6
Legal Lot Number	2
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	1
Census Block	1002
Census Tract	607300

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	701 28TH AVE, SAN MATEO, CA 94403-2607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2023	Intrafamily Transfer, Transfer
Sep 30, 2020	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Mar 12, 2019	Grant Deed, Transfer BANK OF THE WEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2024 · Amount on Record
Deed Sale	Jun 13, 2024 · Amount on Record
Prior Sale	Sep 30, 2020 · Amount on Record
Deed Document Number	202430528
Prior Transfer Date	Apr 15, 2023
Prior Transfer Doc	0000026740
Record Updated	Sep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Jun 6, 2023
Property Address	701 28TH AVE, SAN MATEO, CA 94403-2607
Document Number	0000026740
Map Reference	MB 23 PG 71
Instrument Date	Apr 15, 2023
Instrument	2023-026740
Transaction Type	Transfer
Record Updated	Jul 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	701 28TH AVE, SAN MATEO, CA 94403-2607

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Sep 30, 2020
Property Address	701 28TH AVE, SAN MATEO, CA 94403-2607
Document Number	0000103857
Map Reference	MB 23 PG 71
Instrument Date	Sep 24, 2020
Instrument	2020-103857
Transaction Type	Transfer
Record Updated	Oct 18, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	701 28TH AVE, SAN MATEO, CA 94403-2607

Mortgage

Document Number	0000103858
Date	Sep 30, 2020
Instrument	2020-103858

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Mar 12, 2019
Property Address	701 28TH AVE, SAN MATEO, CA 94403-2607
Document Number	0000016903
Instrument Date	Mar 1, 2019
Instrument	16903
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,761.10
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	701 28TH AVE SAN MATEO CA 944032607, SAN MATEO, CA 94403-2607

Mortgage

Document Number	16904
Date	Mar 12, 2019
Instrument	16904

Lender

Name	BANK OF THE WEST
Type	Bank
Address	13505 CALIFORNIA ST, OMAHA, NE 68154-5247

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2049

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Mateo City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,418,930 (+2%) Land $1,612,620 Building $806,310
2025	$28,236.00 (+25.93%) Homeowner's exemption	$2,371,500 (+34.08%) Land $1,581,000 Building $790,500
2023	$22,422.00 (+2.92%)	$1,768,680 (+2%) Land $1,186,056 Building $582,624	$2,038,320
2022	$21,785.00	$1,734,000 Land $1,162,800 Building $571,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1983–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 732 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50

May also be available: Etheric Networks, T-Mobile.

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