708 190th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 708 190th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,992 sqft · built 2000
Lot Size	0.156 acres (6,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$162,000 (Feb 2010)
Tax Bill	$4,954 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`500238-0-030`

Property Details

APN / Parcel Number

Primary APN	`500238-0-030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,992 sqft Living Area
Gross Area	400 sqft
1st Floor Area	824 sqft
Upper Floors Area	1,168 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,780 sqft (0.156 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	708 190TH ST E
City	SPANAWAY
State	WA
Zip	98387-8377
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 33 TOWNSHIP 19 RANGE 03 QUARTER 44 PRATT ADDITION PDD: PRATT ADDITION PDD SE OF SE 33-19-03E L 3 APPROX 6,780 SQ FT EASE OF REC OUT OF 8-035 SEG L0297 10/6/99MD
Legal Range	03
Legal Township	19
Legal Section	33
Legal Subdivision	PRATT ADDITION PDD
Legal Lot Number	297
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1002
Census Tract	71417

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	708 190TH ST E, SPANAWAY, WA 98387-8377
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2020	Deed of Trust, Mortgage · VA Mortgage FEDERAL SVGS BK
Mar 4, 2020	Deed of Trust, Mortgage · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2010 · Amount on Record
Deed Sale	Feb 4, 2010 · Amount on Record
Prior Sale	Oct 22, 2009 · Amount on Record
Deed Document Number	2010397
Prior Transfer Date	Aug 20, 2004
Prior Transfer Doc	0000000940
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	708 190TH ST E, SPANAWAY, WA 98387-8377
Document Number	2012300250
Instrument Date	Dec 16, 2020
Transaction Type	Mortgage
Record Updated	Jan 18, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	708 190TH ST E SPANAWAY WA 983878377, SPANAWAY, WA 98387-8377

Mortgage

Document Number	2012300250
Date	Dec 30, 2020
Instrument	202012300250

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	708 190TH ST E, SPANAWAY, WA 98387-8377
Document Number	2004100784
Instrument Date	Mar 4, 2020
Transaction Type	Mortgage
Record Updated	May 6, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	708 190TH ST E SPANAWAY WA 983878377, SPANAWAY, WA 98387-8377

Mortgage

Document Number	2004100784
Date	Apr 10, 2020
Instrument	202004100784

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2050

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$443,900 (+9.52%) Land $155,000 Building $288,900	$443,900 (+9.52%) Land $155,000 Building $288,900
2025	$4,954.00 (+3.73%)
2024	$4,776.00 (-3.73%)	$405,300 (-5.77%) Land $165,300 Building $240,000	$405,300 (-5.77%) Land $165,300 Building $240,000
2023	$4,961.00	$430,100 Land $159,600 Building $270,500	$430,100 Land $159,600 Building $270,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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