624 190th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 624 190th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,664 sqft · built 2000
Lot Size	0.156 acres (6,780 sqft)
Owner	Individual Name on Record
Last Sale	$284,719 (Apr 2018)
Tax Bill	$4,915 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Apr 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`500238-0-040`

Property Details

APN / Parcel Number

Primary APN	`500238-0-040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,664 sqft Living Area
Gross Area	2,148 sqft
1st Floor Area	1,664 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,780 sqft (0.156 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	624 190TH ST E
City	SPANAWAY
State	WA
Zip	98387-4615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 33 TOWNSHIP 19 RANGE 03 QUARTER 44 PRATT ADDITION PDD L 4 EASE OF REC OUT OF 8-035 SEG L0297 10/6/99MD
Legal Range	03
Legal Township	19
Legal Section	33
Legal Subdivision	PRATT ADDITION PDD
Legal Lot Number	4
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1002
Census Tract	71417

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	624 190TH ST E, SPANAWAY, WA 98387-4615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FIN'L NTWK INC
Apr 2, 2018	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 8, 2017	Warranty Deed, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2018 · Amount on Record
Deed Sale	Apr 2, 2018 · Amount on Record
Prior Sale	Feb 8, 2017 · Amount on Record
Deed Document Number	2018361
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	624 190TH ST E, SPANAWAY, WA 98387-4615
Document Number	1911130116
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Nov 25, 2019
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 190TH ST E SPANAWAY WA 983874615, SPANAWAY, WA 98387-4615

Mortgage

Document Number	1911130116
Date	Nov 13, 2019
Instrument	201911130116

Lender

Name	AMERICAN FIN'L NTWK INC
Address	BREA, CA 92821

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Apr 2, 2018
Property Address	624 190TH ST E, SPANAWAY, WA 98387-4615
Document Number	0004020361
Map Reference	DOC9909225006
Instrument Date	Mar 26, 2018
Instrument	201804020361
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,073.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 190TH ST E, SPANAWAY, WA 98387-4615

Mortgage

Document Number	0004020362
Date	Apr 2, 2018
Instrument	201804020362

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Feb 8, 2017
Property Address	624 190TH ST E, SPANAWAY, WA 98387-4615
Document Number	0002080399
Map Reference	AF9909225006
Instrument Date	Feb 3, 2017
Instrument	201702080399
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	F A T C O

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,361.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 190TH ST E, SPANAWAY, WA 98387-4615

Mortgage

Document Number	0002080400
Date	Feb 8, 2017
Instrument	201702080400

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$442,000 (+9.32%) Land $155,000 Building $287,000	$442,000 (+9.32%) Land $155,000 Building $287,000
2025	$4,915.00 (+3.56%)
2024	$4,746.00 (-3.79%)	$404,300 (-5.74%) Land $165,300 Building $239,000	$404,300 (-5.74%) Land $165,300 Building $239,000
2023	$4,933.00	$428,900 Land $159,600 Building $269,300	$428,900 Land $159,600 Building $269,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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