7079 Oak St, Milton, FL 32583 Property Records

Santa Rosa County property record for 7079 Oak St, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,490 sqft · built 1966
Lot Size	0.743 acres (32,365 sqft)
Owner	2 Individual Names on File
Last Sale	$268,000 (Mar 2013)
Tax Bill	$2,162 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`15-1N-28-0120-02000-0020`

Property Details

APN / Parcel Number

Primary APN	`15-1N-28-0120-02000-0020`
Alternative APN	`N281150120020000020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,490 sqft Living Area
Gross Area	3,395 sqft
1st Floor Area	2,490 sqft
Upper Floors Area	264 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1976
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	32,365 sqft (0.743 acres)
Lot Dimensions	270 ft deep x 120 ft wide

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	521 sqft
Deck Area	120 sqft
Patio Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7079 OAK ST
City	MILTON
State	FL
Zip	32583-9081
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BAGDAD PORT OF BLK 20 DES AS E 120 FT LOT 2 & W 15 FT LOT 3 BLK 20 & THAT PORT OF LOT 14 LYING S & JOINING ABOVE DES LOT EMBRACED BY E & W LNS AS THEY EXTND TO BLACKWATER BAY AS DES IN OR 3229 PG 1794
Legal Range	28W
Legal Township	1N
Legal Section	15
Legal Subdivision	BAGDAD & ADD/RESUB
Legal Block	20
Legal Lot Number	2
Jurisdiction	SANTA ROSA FL
Township / Civil Division	BAGDAD
Census Block Group	1
Census Block	1017
Census Tract	10709

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Bagdad Village Historic District listed 1987 · 144 contributing resources · NRIS 87001991

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

7079 Oak St is owned and occupied by two individuals who bought it in March 2013.

Source: Santa Rosa County records, as of October 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7079 OAK ST, MILTON, FL 32583-9081
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2013 · Amount on File
Deed Sale	Mar 25, 2013 · Amount on File
Prior Sale	Mar 31, 2006 · Amount on File
Deed Document Number	201315221
Deed Book / Page	3229 / 1794
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	7079 OAK ST, MILTON, FL 32583-9081
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7079 OAK ST, MILTON, FL 32583-9081

Mortgage

Document Number	0040151260
Date	Oct 16, 2020
Book Page	4015/1260
Instrument	202053703

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7079 Oak St was $2,162 with a homeowner's exemption, up 5.4% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,162.00 (+5.36%) Homeowner's exemption	$209,965 (+2.9%)	$275,017 (+6.97%) Land $55,620 Building $219,397
2024	$2,052.00 (+1.94%) Homeowner's exemption	$204,048 (+3%)	$257,089 (+0.89%) Land $55,620 Building $201,469
2023	$2,013.00 (+2.39%) Homeowner's exemption	$198,105 (+3%)	$254,823 (+0.29%) Land $55,620 Building $199,203
2022	$1,966.00 Homeowner's exemption	$192,335	$254,094 Land $55,620 Building $198,474

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7079 Oak St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	5 (2020)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7079 Oak St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAGDAD-GARCON POINT WATER SYSTEM public/private · serves 10,896 people · EPA ID FL1570042
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20