Santa Rosa County property record for 7070 Oak St, Milton, FL 32583
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.75 ba · 1,644 sqft · built 1973 |
| Lot Size | 1.34 acres (58,588 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $115,000 (Dec 2012) |
| Tax Bill | $1,542 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-1N-28-0120-01700-0070 |
| Primary APN | 15-1N-28-0120-01700-0070 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,644 sqft Living Area |
| Gross Area | 2,210 sqft |
| 1st Floor Area | 1,644 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 58,588 sqft (1.34 acres) |
| Lot Dimensions | 217 ft deep x 270 ft wide |
| Garage Type | Attached |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 20 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7070 OAK ST |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32583-9052 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HR1 |
| Legal Description | THE E 105 FT OF LOT 4; ALL LOT 5; & W 55 FT OF LOT 6 BLK 17 BAGDAD ALL AS DES IN OR 3204 PG 688 & E-L/E RES IN 1/2 INT AS DES IN OR 4526 PG 1717 |
| Legal Range | 28W |
| Legal Township | 1N |
| Legal Section | 15 |
| Legal Subdivision | BAGDAD & ADD/RESUB |
| Legal Block | 17 |
| Legal Lot Number | 7 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | BAGDAD |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 10709 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Bagdad Village Historic District listed 1987 · 144 contributing resources · NRIS 87001991 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Santa Rosa County records, as of July 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4270 N TYLER ST, BEVERLY HILLS, FL 34465-3276 |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jun 12, 2026 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CREDIT UNION |
| Dec 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU |
| Apr 3, 2020 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2012 · Amount on Record |
| Deed Sale | Dec 31, 2012 · Amount on Record |
| Deed Document Number | 201261927 |
| Deed Book / Page | 3204 / 688 |
| Last Transfer Date | Jul 26, 2024 |
| Transfer Doc | 0045261717 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jun 12, 2026 |
| Property Address | 7070 OAK ST, MILTON, FL 32583-9052 |
| Document Number | 0000029906 |
| Book / Page | 4755 / 1340 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 202629906 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 7070 OAK ST, MILTON, FL 32583-9052 |
| Document Number | 0000029906, |
|---|---|
| Date | Jun 12, 2026 |
| Book Page | 4755/1340 |
| Instrument | 202629906 |
| Name | SUNCOAST CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 7070 OAK ST, MILTON, FL 32583-9052 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2022 |
| Title Company | LANDMARK TITLE |
| Name | Verified Name |
|---|---|
| Address | 7070 OAK ST, MILTON, FL 32583-9052 |
| Document Number | 0042150341 |
|---|---|
| Date | Dec 2, 2021 |
| Book Page | 4215/341 |
| Instrument | 202180004 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 7070 OAK ST, MILTON, FL 32583-9052 |
| Document Number | 0039371795 |
| Instrument Date | Apr 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7070 OAK ST MILTON FL 325839052, MILTON, FL 32583-9052 |
| Document Number | 0039371795 |
|---|---|
| Date | Apr 9, 2020 |
| Book Page | 003937/001795 |
| Instrument | 17130 |
| Name | SUNCOAST CU |
|---|---|
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 8, 2035 |
| Rate Type | Adjustable Rate |
|---|
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,542.00 (+5.91%) | $165,225 (+2.2%) | $184,500 (+1.65%) Land $47,857 Building $136,643 |
| 2024 | $1,456.00 (+5.97%) Homeowner's exemption Disabled Person's exemption | $161,672 (+6.7%) | $181,509 (+9.79%) Land $47,857 Building $133,652 |
| 2023 | $1,374.00 (+3.39%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $151,515 (+1.91%) | $165,324 (+1.02%) Land $33,500 Building $131,824 |
| 2022 | $1,329.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $148,671 | $163,647 Land $33,500 Building $130,147 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 5 (2020) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAGDAD-GARCON POINT WATER SYSTEM public/private · serves 10,896 people · EPA ID FL1570042 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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