7077 Agerter Rd, Lima, OH 45806 Property Records

Allen County property record for 7077 Agerter Rd, Lima, OH 45806

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1994
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Jul 2012)
Tax Bill	$3,609 (2025)
Deeds & Mortgages	May 2023 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-0100-02-002.001`

Property Details

APN / Parcel Number

Primary APN	`45-0100-02-002.001`
Alternative APN	`F2045010002002001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
Gross Area	2,268 sqft
1st Floor Area	1,456 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	812 sqft
Parking Spaces	10 Parking Spaces
Porch	Open Frame Porch
Porch Area	288 sqft
Lean-To	1,020 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	7077 AGERTER RD
City	LIMA
State	OH
Zip	45806-9367
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW1/4 JOINT TEN RTS 05-04-01
Jurisdiction	ALLEN OH
Township / Civil Division	AMANDA
Census Block Group	2
Census Block	2048
Census Tract	10600

Owner

7077 Agerter Rd is owned and occupied by two individuals who bought it in July 2012.

Source: Allen County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7077 AGERTER RD, LIMA, OH 45806-9367
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Deed of Trust, Mortgage · Line of Credit THE UNION BANK CO
Aug 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE UNION BK CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2012 · Amount on File
Deed Sale	Jul 19, 2012 · Amount on File
Deed Document Number	20129526
Deed Book / Page	2012 / 9526
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	7077 AGERTER RD, LIMA, OH 45806-9367
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5150004004
Date	May 15, 2023
Book Page	2023/4004
Instrument	202305150004004

Lender

Name	THE UNION BANK CO
Type	Bank
Address	COLUMBUS GROVE, OH 45830

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	123 Months
Due	Aug 30, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	7077 AGERTER RD, LIMA, OH 45806-9367
Document Number	0000013363
Instrument Date	Aug 27, 2020
Transaction Type	Mortgage
Record Updated	Nov 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7077 AGERTER RD LIMA OH 458069367, LIMA, OH 45806-9367

Mortgage

Document Number	0000013363
Date	Oct 29, 2020
Instrument	13363

Lender

Name	THE UNION BK CO
Type	Bank
Address	COLUMBUS GROVE, OH 45830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 28, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 7077 Agerter Rd was $3,609, up 0.2% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Amanda Township
Unified School District	Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,609.00 (+0.19%)	$89,920 (-) Land $22,260 Building $67,660	$256,900 (-) Land $63,600 Building $193,300
2024	$3,602.00 (+18.1%) Homeowner's exemption	$89,920 (+34.43%) Land $22,260 Building $67,660	$256,900 Land $63,600 Building $193,300
2023	$3,050.00 (-14.45%) Homeowner's exemption	$66,890 (-0.83%) Land $17,120 Building $49,770
2022	$3,565.00 Homeowner's exemption	$67,450 Land $16,700 Building $50,750
2021			$191,100 Land $48,900 Building $142,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7077 Agerter Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1981–2017)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Jul 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7077 Agerter Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: NKTELCO - Goldstar, Speedwavz, T-Mobile.

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