7005 Agerter Rd, Lima, OH 45806 Property Records

Allen County property record for 7005 Agerter Rd, Lima, OH 45806

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,890 sqft · built 1920
Lot Size	2.24 acres (97,574 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Oct 2018)
Tax Bill	$4,121 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45-0100-02-002.000`

Property Details

APN / Parcel Number

Primary APN	`45-0100-02-002.000`
Alternative APN	`F2045010002002000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,890 sqft Living Area
Gross Area	2,020 sqft
1st Floor Area	1,273 sqft
Upper Floors Area	617 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	97,574 sqft (2.24 acres)
Garage Type	Detached
Garage Area	1,400 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	298 sqft
Deck Area	Deck Area
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	7005 AGERTER RD
City	LIMA
State	OH
Zip	45806-9367
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW1/4 JOINT TEN RTS 05-04-01
Jurisdiction	ALLEN OH
Township / Civil Division	AMANDA
Census Block Group	2
Census Block	2048
Census Tract	10600

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7005 AGERTER RD, LIMA, OH 45806-9367
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC
Oct 30, 2018	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MTG
Apr 28, 2017	Deed of Trust, Mortgage SUPERIOR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2018 · Amount on Record
Deed Sale	Oct 30, 2018 · Amount on Record
Prior Sale	Nov 21, 2014 · Amount on Record
Deed Document Number	201812308
Deed Book / Page	2018 / 12308
Prior Transfer Date	Nov 20, 2014
Prior Transfer Doc	11210012505
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	7005 AGERTER RD, LIMA, OH 45806-9367
Transaction Type	Mortgage
Record Updated	Dec 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	11290016587
Date	Nov 29, 2021
Book Page	2021/16587
Instrument	202111290016587

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Oct 30, 2018
Property Address	7005 AGERTER RD, LIMA, OH 45806-9367
Document Number	0000012308
Instrument Date	Oct 30, 2018
Instrument	12308
Transaction Type	Transfer
Record Updated	Nov 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7005 AGERTER RD LIMA OH 458069367, LIMA, OH 45806-9367

Mortgage

Document Number	12309
Date	Oct 30, 2018
Instrument	12309

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2048

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	7005 AGERTER RD, LIMA, OH 45806-9367
Document Number	0000004531
Instrument Date	Apr 28, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7005 AGERTER RD LIMA OH 458069367, LIMA, OH 45806-9367

Mortgage

Document Number	0000004531
Date	Apr 28, 2017
Instrument	4531

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 27, 2047

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Amanda Township
Unified School District	Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,121.00 (+0.34%)	$102,870 (-) Land $14,140 Building $88,730	$293,900 (-) Land $40,400 Building $253,500
2024	$4,107.00 (+14.69%) Homeowner's exemption	$102,870 (+29.98%) Land $14,140 Building $88,730	$293,900 (+29.99%) Land $40,400 Building $253,500
2023	$3,581.00 (+0.06%) Homeowner's exemption	$79,140 (-) Land $10,890 Building $68,250
2022	$3,579.00 Homeowner's exemption	$79,140 Land $10,890 Building $68,250
2021			$226,100 Land $31,100 Building $195,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1981–2017)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Jul 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: NKTELCO - Goldstar, Speedwavz, T-Mobile.

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