Charleston County property record for 707 Waterloo St, Charleston, SC 29412 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,311 sqft · built 1965 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on File |
| Last Sale | $454,000 (Jul 2022) |
| Tax Bill | $2,682 (2025) |
| Deeds & Mortgages | Jun 2026 Transfer Jun 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 454-05-00-068 |
| Primary APN | 454-05-00-068 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,311 sqft Living Area |
| Gross Area | 1,381 sqft |
| 1st Floor Area | 1,311 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 172 ft deep x 82 ft wide |
| Garage Type | Carport |
| Garage Area | 266 sqft |
| Carport | Carport |
| Carport Area | 266 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 12 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 707 WATERLOO ST |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29412-5055 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -STILES POINT DESCRIPTION -LT 3 BLK A PART 2 PORTION 4 |
| Legal Subdivision | STILES POINT |
| Legal Block | A |
| Legal Lot Number | 3 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | JAMES ISLAND |
| Census Block Group | 1 |
| Census Block | 1095 |
| Census Tract | 2007 |
Source: Charleston County records · APN 454-05-00-068
Assessment roll updated August 1, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 100 SUFFOLK PL, FAYETTEVILLE, GA 30215-5678 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 26, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Jul 15, 2022 | Deed, Transfer · Conventional Mortgage AMERIS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 15, 2022 · Amount on Record |
| Deed Sale | Jul 15, 2022 · Amount on Record |
| Deed Book / Page | 1124 / 430 |
| Prior Transfer Date | Feb 09, 2011 |
| Prior Transfer Doc | 0174/0565 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Jun 26, 2026 |
| Property Address | 707 WATERLOO ST, CHARLESTON, SC 29412-5055 |
| Document Number | 0000040165 |
| Book / Page | 1398 / 971 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 202640165 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 707 WATERLOO ST, CHARLESTON, SC 29412-5055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Jun 26, 2026 |
| Property Address | 707 WATERLOO ST, CHARLESTON, SC 29412-5055 |
| Document Number | 0000040061 |
| Book / Page | 1398 / 867 |
| Instrument Date | May 13, 2026 |
| Instrument | 202640061 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 707 WATERLOO ST, CHARLESTON, SC 29412-5055 |
| Document Number | 0000040062, |
|---|---|
| Date | Jun 26, 2026 |
| Instrument | 202640062 |
| Name | BANK OF AMERICA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Jul 15, 2022 |
| Property Address | 707 WATERLOO ST, CHARLESTON, SC 29412-5055 |
| Document Number | 0011240430 |
| Book / Page | 1124 / 430 |
| Map Reference | MB R PG 150 |
| Instrument Date | Jul 12, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2022 |
| Title Company | WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,180.40 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 100 SUFFOLK PL, FAYETTEVILLE, GA 30215-5678 |
| Document Number | 0001124434 |
|---|---|
| Date | Jul 15, 2022 |
| Instrument | 1124/434 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Type Change Date | Aug 01, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.62% |
| Max Rate At Change | 8.62% |
| Index | Other |
| Max Rate | 11.6% |
Source: Charleston County records · Assessment roll updated August 1, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | James Island Town |
| Unified School District | Charleston County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,682.00 (+9.29%) | ||
| 2024 | $2,454.00 (-28.91%) | $21,270 (+56.86%) | |
| 2022 | $3,452.00 | $13,560 | $262,086 (-50.72%) Land $129,486 Building $132,600 |
| 2020 | $531,800 Land $216,500 Building $315,300 |
Source: FEMA National Flood Hazard Layer, Charleston County (45019C), updated September 9, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 44% of the US · above 33% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,471 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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