Charleston County property record for 734 Waterloo St, Charleston, SC 29412 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,661 sqft · built 1966 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $750,000 (Mar 2026) |
| Tax Bill | $5,543 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Sep 2025 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 454-05-00-022 |
| Primary APN | 454-05-00-022 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,661 sqft Living Area |
| 1st Floor Area | 1,661 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 156 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 273 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 293 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 734 WATERLOO ST |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29412-5058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -STILES POINT DESCRIPTION -LT 24 BLK C PART 1 PORTION 4 |
| Legal Subdivision | STILES POINT |
| Legal Block | C |
| Legal Lot Number | 24 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | JAMES ISLAND |
| Census Block Group | 2 |
| Census Block | 2083 |
| Census Tract | 2007 |
Source: Charleston County records · APN 454-05-00-022
Assessment roll updated August 1, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 734 WATERLOO ST, CHARLESTON, SC 29412-5058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 27, 2026 | Deed, Transfer · Conventional Mortgage SOUTH CAROLINA FCU |
| Sep 05, 2025 | Deed, Transfer |
| Jan 20, 2022 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 27, 2026 · Amount on Record |
| Deed Sale | Mar 27, 2026 · Amount on Record |
| Prior Sale | Sep 05, 2025 · Amount on Record |
| Deed Book / Page | 1378 / 409 |
| Prior Transfer Date | Aug 12, 1999 |
| Prior Transfer Doc | 0A339/0138 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Mar 27, 2026 |
| Property Address | 734 WATERLOO ST, CHARLESTON, SC 29412-5058 |
| Document Number | 0013780409 |
| Book / Page | 1378 / 409 |
| Map Reference | MB T PG 2 |
| Instrument Date | Mar 23, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,950.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 734 WATERLOO ST, CHARLESTON, SC 29412-5058 |
| Document Number | 0001378410 |
|---|---|
| Date | Mar 27, 2026 |
| Instrument | 1378/410 |
| Name | SOUTH CAROLINA FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Apr 01, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 7.25% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.2% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Sep 05, 2025 |
| Property Address | 734 WATERLOO ST, CHARLESTON, SC 29412-5058 |
| Document Number | 0013350663 |
| Book / Page | 1335 / 663 |
| Map Reference | MB T PG 2 |
| Instrument Date | Sep 02, 2025 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,365.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1476 BEN SAWYER BLVD STE 3, 3, MOUNT PLEASANT, SC 29464-4587 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Jan 20, 2022 |
| Property Address | 734 WATERLOO ST, CHARLESTON, SC 29412-5058 |
| Document Number | 0010690815 |
| Book / Page | 1069 / 815 |
| Map Reference | MB T PG 2 |
| Instrument Date | Jan 13, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 05, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 666 SHORTWOOD ST, CHARLESTON, SC 29412-9023 |
Source: Charleston County records · Assessment roll updated August 1, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | James Island Town |
| Unified School District | Charleston County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,543.00 (+13.63%) | ||
| 2024 | $4,878.00 (+9.35%) | $17,700 (-) | |
| 2022 | $4,461.00 | $17,700 | $311,072 (-) Land $142,672 Building $168,400 |
| 2020 | $311,072 Land $142,672 Building $168,400 |
Source: FEMA National Flood Hazard Layer, Charleston County (45019C), updated September 9, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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