707 W 6th St, Flora, IL 62839 Property Records

Clay County property record for 707 W 6th St, Flora, IL 62839

Property Summary

Property Type	Multi-Family Dwellings
Details	1 ba · 1,536 sqft · built 1953
Lot Size	0.166 acres (7,263 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (Sep 2025)
Tax Bill	$1,699 (2025)
Deeds & Mortgages	Sep 2025 Sale & Line of Credit Aug 2023 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-26-216-028`

Property Details

APN / Parcel Number

Primary APN	`10-26-216-028`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,536 sqft Living Area
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Multi-Family
Exterior Material	Other
Construction Type	Frame
Foundation Type	Raised
Roof Material	Shingle
Lot Area	7,263 sqft (0.166 acres)
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Patio Area	182 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	707 W 6TH ST
City	FLORA
State	IL
Zip	62839-1141
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	WEST SIDE SCHOOL ADDN LOT 32
Legal Subdivision	WEST SIDE SCHOOL ADDITION
Legal Lot Number	32
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	1
Census Block	1038
Census Tract	972100

Owner

707 W 6th St, a residential property, is owned by an individual who bought it in September 2025.

Source: Clay County records, as of October 15, 2026

Owner of Record	Individual Name on File
Mailing Address	301 W 8TH ST, FLORA, IL 62839-1004
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Warranty Deed, Transfer · Line of Credit FLORA BANK & TRUST
Aug 28, 2023	Warranty Deed, Transfer · Line of Credit FLORA BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2025 · Amount on File
Deed Sale	Sep 17, 2025 · Amount on File
Prior Sale	Aug 28, 2023 · Amount on File
Deed Document Number	2025212609
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Sep 17, 2025
Property Address	707 W 6TH ST, FLORA, IL 62839-1141
Document Number	0000212609
Map Reference	MR 15 PG 299
Instrument Date	Sep 15, 2025
Instrument	212609
Transaction Type	Transfer
Record Updated	Oct 8, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$75.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 W 8TH ST, FLORA, IL 62839-1004

Mortgage

Document Number	0000212610
Date	Sep 17, 2025
Instrument	212610

Lender

Name	FLORA BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Aug 28, 2023
Property Address	707 W 6TH ST, FLORA, IL 62839-1141
Document Number	0000207880
Instrument Date	Aug 17, 2023
Instrument	207880
Transaction Type	Transfer
Record Updated	Sep 13, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 W 6TH ST, FLORA, IL 62839-1141

Mortgage

Document Number	0000207881
Date	Aug 28, 2023
Instrument	207881

Lender

Name	FLORA BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Oct 18, 2028

Interest

Rate Type	Fixed Rate
Rate	7.5%

Tax Assessment & Valuation

The 2025 property tax bill for 707 W 6th St was $1,699, up 50.1% from the year before.

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,699.00 (+50.09%) Homeowner's exemption	$22,201 (+11.45%) Land $2,772 Building $19,429	$66,603 (+11.45%) Land $8,316 Building $58,287
2024	$1,132.00 Homeowner's exemption	$19,920 Land $2,487 Building $17,433	$59,760 Land $7,461 Building $52,299
2022	$2,258.00 (+9.29%)	$23,718 Land $2,091 Building $21,627	$71,154 Land $6,273 Building $64,881
2021	$2,066.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 707 W 6th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 707 W 6th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORA serves 5,233 people · EPA ID IL0250100
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Wabash Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave.

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