706 W 6th St, Flora, IL 62839 Property Records

Clay County property record for 706 W 6th St, Flora, IL 62839

Property Summary

Property Type	Multi-Family Dwellings
Details	1 ba · 960 sqft · built 1953
Lot Size	0.342 acres (14,898 sqft)
Owner	Individual Name on Record
Last Sale	$62,000 (Dec 2020)
Tax Bill	$1,664 (2025)
Deeds & Mortgages	Feb 2021 Transfer Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-26-216-066`

Property Details

APN / Parcel Number

Primary APN	`10-26-216-066`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Multi-Family
Construction Type	Frame
Foundation Type	Raised
Roof Material	Shingle
Lot Area	14,898 sqft (0.342 acres)
Garage Area	288 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	706 W 6TH ST
City	FLORA
State	IL
Zip	62839-1114
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	WEST SIDE SCHOOL ADDN LOTS 14 & 15
Legal Subdivision	WEST SIDE SCHOOL ADD
Legal Lot Number	14-15
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	1
Census Block	1032
Census Tract	972100

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	706 W 6TH ST, FLORA, IL 62839-1114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Intrafamily Transfer, Transfer
Dec 8, 2020	Warranty Deed, Transfer · Conventional Mortgage FLORA BANK & TRUST
Jul 22, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2020 · Amount on Record
Deed Sale	Dec 8, 2020 · Amount on Record
Prior Sale	Jul 22, 2020 · Amount on Record
Deed Document Number	2020574
Last Transfer Date	Jan 27, 2021
Transfer Doc	201020
Record Updated	Oct 29, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY IL
Recording Date	Feb 5, 2021
Property Address	706 W 6TH ST, FLORA, IL 62839-1114
Document Number	201020
Instrument Date	Jan 27, 2021
Instrument	201020
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2466 VANDALIA RD, 2466, LOUISVILLE, IL 62858-2048

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 W 6TH ST, FLORA, IL 62839-1114

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Dec 8, 2020
Property Address	706 W 6TH ST, FLORA, IL 62839-1114
Document Number	0000200574
Instrument Date	Dec 4, 2020
Instrument	200574
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$93.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	706 W 6TH ST, FLORA, IL 62839-1114

Mortgage

Document Number	0000200575
Date	Dec 8, 2020
Instrument	200575

Lender

Name	FLORA BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Feb 4, 2026

Interest

Rate Type	Fixed Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Jul 22, 2020
Property Address	706 W 6TH ST, FLORA, IL 62839-1114
Document Number	199455
Instrument Date	Jul 22, 2020
Instrument	199455
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Amount	Amount Recorded
Tax	$39.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	195 FOREST DR, FLORA, IL 62839-3378

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,664.00 (+8.26%) Homeowner's exemption	$27,744 (+11.45%) Land $5,411 Building $22,333	$83,232 (+11.45%) Land $16,233 Building $66,999
2024	$1,537.00 (+7.48%)	$24,894 (+18.43%) Land $4,855 Building $20,039	$74,682 (+18.43%) Land $14,565 Building $60,117
2022	$1,430.00 (+10.08%) Homeowner's exemption	$21,020 Land $4,097 Building $16,923	$63,060 Land $12,291 Building $50,769
2021	$1,299.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORA serves 5,233 people · EPA ID IL0250100
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Wabash Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave.

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