Washington County property record for 707 Summit Ave, Hagerstown, MD 21740
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,072 sqft · built 1917 |
| Lot Size | 0.125 acres (5,461 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (May 2026) |
| Tax Bill | $2,216 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage May 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-001202 |
| Primary APN | 03-001202 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,072 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,461 sqft (0.125 acres) |
| Lot Dimensions | 87 ft deep x 63 ft wide |
| Porch | Slab |
| Porch Area | 264 sqft |
| Deck Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 001202 |
|---|---|
| Street Address | 707 SUMMIT AVE |
| City | HAGERSTOWN |
| State | MD |
| Zip | 21740-6358 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMOD |
| Legal Description | PTLT14 63X87 .125 AC 707 SUMMIT AVE |
| Legal Lot Number | 14 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 3, HAGERSTOWN |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Hagerstown City Park Historic District listed 1990 · 210 contributing resources · NRIS 90001017 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Washington County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 707 SUMMIT AVE, HAGERSTOWN, MD 21740-6358 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Dec 13, 2021 | Deed of Trust, Mortgage · Land Contract US BANK NA |
| May 4, 2026 | Deed, Transfer · FHA Mortgage PRIMARY RESID'L MORTGAGE |
| May 4, 2026 | Deed, Transfer · FHA Mortgage MORTGAGE MORTGAGE |
| May 6, 2019 | Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2026 · Amount on Record |
| Deed Sale | May 4, 2026 · Amount on Record |
| Prior Sale | May 6, 2019 · Amount on Record |
| Deed Book / Page | 7916 / 40 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 707 SUMMIT AVE, HAGERSTOWN, MD 21740-6358 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2026 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 707 SUMMIT AVE, HAGERSTOWN, MD 21740-6358 |
| Document Number | 0068630278 |
|---|---|
| Date | Dec 13, 2021 |
| Book Page | 6863/278 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | Land Contract |
|---|---|
| Amount | Amount Recorded |
| Term | 329 Months |
| Due | May 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | May 4, 2026 |
| Property Address | 707 SUMMIT AVE, HAGERSTOWN, MD 21740-6358 |
| Document Number | 7916000040 |
| Book / Page | 7916 / 40 |
| Instrument Date | May 1, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | OLDE STONE TITLE, OLDE TOWNE TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $30,300.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 707 SUMMIT AVE, HAGERSTOWN, MD 21740-6358 |
| Document Number | 7916000050, |
|---|---|
| Date | May 4, 2026 |
| Book Page | 7916/50 |
| Name | PRIMARY RESID'L MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Number | 7916000066, |
|---|---|
| Date | May 4, 2026 |
| Book Page | 7916/66 |
| Name | PRIMARY RESID'L MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Jun 1, 2036 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | May 4, 2026 |
| Property Address | 707 SUMMIT AVE, HAGERSTOWN, MD 21740-6358 |
| Document Number | 0079160040 |
| Book / Page | 7916 / 40 |
| Instrument Date | May 1, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2026 |
| Title Company | TOWNE TITLE, OLDE TOWNE TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $30,300.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 707 SUMMIT AVE, HAGERSTOWN, MD 21740-6358 |
| Document Number | 7916000050, |
|---|---|
| Date | May 4, 2026 |
| Book Page | 7916/50 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Max Rate | -1% |
|---|
| Document Number | 7916000066, |
|---|---|
| Date | May 4, 2026 |
| Book Page | 7916/66 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 1, 2036 |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | May 6, 2019 |
| Property Address | 707 SUMMIT AVE, HAGERSTOWN, MD 21740-6358 |
| Document Number | 0059690494 |
| Book / Page | 5969 / 0494 |
| Instrument Date | Apr 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | LAWYERS SIGNATURE SETTLEMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 707 SUMMIT AVE, HAGERSTOWN, MD 21740-6358 |
| Document Number | 0005969501 |
|---|---|
| Date | May 6, 2019 |
| Instrument | 5969/501 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2049 |
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Hagerstown City |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,216.00 (+4.14%) | $243,300 (+4.15%) | $262,700 (+12.46%) Land $42,700 Building $220,000 |
| 2025 | $2,128.00 (+9.86%) | $233,600 (+21.84%) Land $42,700 Building $190,900 | $233,600 (-) Land $42,700 Building $190,900 |
| 2024 | $1,937.00 (+10.43%) | ||
| 2023 | $1,754.00 | $191,733 | $233,600 Land $42,700 Building $190,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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