644 Summit Ave, Hagerstown, MD 21740 Property Records

Washington County property record for 644 Summit Ave, Hagerstown, MD 21740

Property Summary

Property Type	Townhouse
Details	2 ba · 1,620 sqft · built 1924
Lot Size	0.081 acres (3,520 sqft)
Owner	Individual Name on File
Last Sale	$225,616 (Oct 2024)
Tax Bill	$1,377 (2026)
Deeds & Mortgages	Jul 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-015130`

Property Details

APN / Parcel Number

Primary APN	`03-015130`
Alternative APN	`015130`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,620 sqft Total Area

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Townhouse
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	3,520 sqft (0.081 acres)
Lot Dimensions	160 ft deep x 22 ft wide
Porch	Slab
Porch Area	162 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	015130
Street Address	644 SUMMIT AVE
City	HAGERSTOWN
State	MD
Zip	21740-6357
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RMOD
Legal Description	LOT 22X160 644 SUMMIT AVE
Legal Lot Number	644
Jurisdiction	WASHINGTON MD
Township / Civil Division	3, HAGERSTOWN
Census Block Group	2
Census Block	2014
Census Tract	800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Hagerstown City Park Historic District listed 1990 · 210 contributing resources · NRIS 90001017

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

644 Summit Ave, a townhouse, is owned and occupied by an individual who bought it in October 2024.

Source: Washington County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	644 SUMMIT AVE, HAGERSTOWN, MD 21740-6357
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2024 · Amount on File
Deed Sale	Oct 17, 2024 · Amount on File
Prior Sale	Jul 8, 2021 · Amount on File
Deed Book / Page	7554 / 481
Record Updated	Oct 29, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Jul 8, 2021
Property Address	644 SUMMIT AVE, HAGERSTOWN, MD 21740-6357
Document Number	0066890229
Book / Page	6689 / 229
Instrument Date	Jun 28, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	PREMIER SETTLEMENT AND TITLE SERVICES, PREMIER STLMTS & TTL SVCS LL

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 HIGHLAND AVE, HAGERSTOWN, MD 21740-4691

Mortgage

Document Number	0006689241
Date	Jul 8, 2021
Instrument	6689/241

Lender

Name	MIDDLETOWN VALLEY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 644 Summit Ave was $1,377, up 10.2% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Hagerstown City
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,377.00 (+10.16%)	$151,200 (+10.2%)	$179,200 (+30.61%) Land $35,000 Building $144,200
2025	$1,250.00	$137,200 Land $35,000 Building $102,200	$137,200 Land $35,000 Building $102,200
2023	$994.00	$108,667	$137,200 Land $35,000 Building $102,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 644 Summit Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1984–1985)
Most Recent Claim	Nov 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 644 Summit Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Xfinity Fiber	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20