Cabarrus County property record for 707 Sternbridge Dr, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,214 sqft · built 1997 |
| Lot Size | 1.54 acres (67,082 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $248,000 (Aug 2017) |
| Tax Bill | $2,525 (2023) |
| Deeds & Mortgages | Jun 2020 Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5525 68 2185 |
| Primary APN | 5525 68 2185 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,214 sqft Living Area |
| Gross Area | 3,104 sqft |
| 1st Floor Area | 1,015 sqft |
| Upper Floors Area | 1,199 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 67,082 sqft (1.54 acres) |
| Lot Dimensions | 299 ft deep x 130 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,188 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 800 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 186 sqft |
| Deck Area | 176 sqft |
| Patio Area | 176 sqft |
| Storage Building | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 117513 |
|---|---|
| Street Address | 707 STERNBRIDGE DR |
| City | CONCORD |
| State | NC |
| Zip | 28025-6924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Description | LT 26 RIDGEWOOD FARMS |
| Legal Subdivision | RIDGEWOOD FARM |
| Legal Lot Number | 26 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 1, HARRISBURG |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 41507 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 707 STERNBRIDGE DR, CONCORD, NC 28025-6924 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Aug 15, 2017 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2017 · Amount on Record |
| Deed Sale | Aug 15, 2017 · Amount on Record |
| Prior Sale | Apr 11, 2005 · Amount on Record |
| Deed Document Number | 201712628-0212 |
| Deed Book / Page | 12628 / 212 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 707 STERNBRIDGE DR, CONCORD, NC 28025-6924 |
| Document Number | 14258150 |
| Instrument Date | Jun 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2020 |
| Title Company | AMERICAN HOME TITLE AGENCY, AMERICAN HM TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 707 STERNBRIDGE DR CONCORD NC 280256924, CONCORD, NC 28025-6924 |
| Document Number | 14258150 |
|---|---|
| Date | Jun 18, 2020 |
| Book Page | 014258/000150 |
| Instrument | 18689 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 17, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Aug 15, 2017 |
| Property Address | 707 STERNBRIDGE DR, CONCORD, NC 28025-6924 |
| Document Number | 12628212 |
| Book / Page | 012628 / 000212 |
| Instrument Date | Aug 15, 2017 |
| Instrument | 20969 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2017 |
| Title Company | AUSTIN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $496.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 707 STERNBRIDGE DR CONCORD NC 280256924, CONCORD, NC 28025-6924 |
| Document Number | 12628215 |
|---|---|
| Date | Aug 15, 2017 |
| Book Page | 012628/000215 |
| Instrument | 20970 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 14, 2047 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $434,090 (+52.99%) Land $78,000 Building $356,090 | ||
| 2024 | $434,090 (+52.99%) Land $78,000 Building $356,090 | ||
| 2023 | $2,525.00 | $283,740 Land $50,000 Building $233,740 | $283,740 Land $50,000 Building $233,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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