Cabarrus County property record for 701 Sternbridge Dr, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,798 sqft · built 1997 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $395,000 (Jun 2021) |
| Tax Bill | $2,374 (2023) |
| Deeds & Mortgages | Aug 2026 Transfer Aug 2018 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5525 68 4194 |
| Primary APN | 5525 68 4194 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,798 sqft Living Area |
| Gross Area | 3,208 sqft |
| 1st Floor Area | 1,798 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 52,272 sqft (1.2 acres) |
| Lot Dimensions | 299 ft deep x 139 ft wide |
| Garage Type | Mixed |
| Garage Area | 704 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,850 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 390 sqft |
| Deck Area | 316 sqft |
| Patio Area | 1,006 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 147212 |
|---|---|
| Street Address | 701 STERNBRIDGE DR |
| City | CONCORD |
| State | NC |
| Zip | 28025-6924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Description | LT 27 RIDGEWOOD FARMS |
| Legal Subdivision | RIDGEWOOD FARM |
| Legal Lot Number | 27 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 1, HARRISBURG |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 41507 |
Source: Cabarrus County records, as of August 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 701 STERNBRIDGE DR, CONCORD, NC 28025-6924 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
| Date | Document |
|---|---|
| Aug 19, 2026 | Gift Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 14, 2018 | Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Jun 25, 2019 | Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC |
| Feb 27, 2020 | Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC |
| Nov 6, 2020 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jun 23, 2021 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Aug 10, 2017 | Warranty Deed, Transfer · FHA Mortgage ACADEMY MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2021 · Amount on Record |
| Deed Sale | Jun 23, 2021 · Amount on Record |
| Prior Sale | Jan 14, 2000 · Amount on Record |
| Deed Book / Page | 15272 / 228 |
| Prior Transfer Date | Jan 13, 2000 |
| Prior Transfer Doc | 2766000051 |
| Record Updated | Oct 29, 2026 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Aug 19, 2026 |
| Property Address | 701 STERNBRIDGE DR, CONCORD, NC 28025-6924 |
| Document Number | 0000019704 |
| Book / Page | 18131 / 260 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 202619704 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 701 STERNBRIDGE DR, CONCORD, NC 28025-6924 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 701 STERNBRIDGE DR, CONCORD, NC 28025-6924 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0013134295 |
|---|---|
| Date | Aug 14, 2018 |
| Book Page | 13134/0295 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Sep 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 701 STERNBRIDGE DR, CONCORD, NC 28025-6924 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0013567332 |
|---|---|
| Date | Jun 25, 2019 |
| Book Page | 13567/0332 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85254 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Jul 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 701 STERNBRIDGE DR, CONCORD, NC 28025-6924 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0014026151 |
|---|---|
| Date | Feb 27, 2020 |
| Book Page | 14026/151 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85254 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 701 STERNBRIDGE DR, CONCORD, NC 28025-6924 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0014650297 |
|---|---|
| Date | Nov 6, 2020 |
| Book Page | 14650/297 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Mar 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jun 23, 2021 |
| Property Address | 701 STERNBRIDGE DR, CONCORD, NC 28025-6924 |
| Document Number | 0015272228 |
| Book / Page | 15272 / 228 |
| Instrument Date | Jun 18, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $790.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 145 STRIKE EAGLE DR, 145, CRESTVIEW, FL 32536-2240 |
| Name | Verified Name |
|---|---|
| Address | 701 STERNBRIDGE DR, CONCORD, NC 28025-6924 |
| Document Number | 0015272231 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 15272/231 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Aug 10, 2017 |
| Property Address | 701 STERNBRIDGE DR, CONCORD, NC 28025-6924 |
| Document Number | 1262249 |
| Book / Page | 012622 / 000049 |
| Instrument Date | Aug 10, 2017 |
| Instrument | 20532 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $470.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 701 STERNBRIDGE DR CONCORD NC 280256924, CONCORD, NC 28025-6924 |
| Document Number | 1262251 |
|---|---|
| Date | Aug 10, 2017 |
| Book Page | 012622/000051 |
| Instrument | 20533 |
| Name | ACADEMY MTG |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 9, 2047 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $428,980 (+68.27%) Land $78,000 Building $350,980 | ||
| 2024 | $428,980 (+68.27%) Land $78,000 Building $350,980 | ||
| 2023 | $2,374.00 | $254,940 Land $50,000 Building $204,940 | $254,940 Land $50,000 Building $204,940 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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