707 Spruce St, Atlantic, IA 50022 Property Records

Cass County property record for 707 Spruce St, Atlantic, IA 50022

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,377 sqft · built 1925
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on Record
Tax Bill	$1,582 (2026)
Deeds & Mortgages	Oct 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`303004856001000`

Property Details

APN / Parcel Number

Primary APN	`303004856001000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,377 sqft Living Area
1st Floor Area	1,020 sqft
Attic	Attic
Attic Area	357 sqft
Basement Area	1,020 sqft
Unfinished Basement	1,020 sqft
Game Room	Game Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Aluminum Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Porch	Slab
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	707 SPRUCE ST
City	ATLANTIC
State	IA
Zip	50022-1854
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCDOWELL'S ADD LOT 4 BLK 5
Legal Subdivision	MCDOWELLS ADDITION
Legal Block	5
Legal Lot Number	4
Jurisdiction	CASS IA
Township / Civil Division	GROVE
Census Block Group	1
Census Block	1048
Census Tract	190400

Owner

Source: Cass County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	800 SPRUCE ST, ATLANTIC, IA 50022-1855
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 6, 2025
Transfer Doc	02025/1732
Record Updated	Oct 29, 2026

October 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CASS IA
Recording Date	Oct 6, 2025
Property Address	707 SPRUCE ST, ATLANTIC, IA 50022-1854
Document Number	02025/1732
Book / Page	2025 / 1732
Instrument Date	Oct 10, 2022
Transaction Type	Transfer
Record Updated	Nov 21, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 SPRUCE ST, ATLANTIC, IA 50022-1855

Tax Assessment & Valuation

Source: Cass County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cass County
Municipality	Atlantic City
Unified School District	Atlantic Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,582.00	$92,060 (-) Land $8,030 Building $84,030	$92,060 (-) Land $8,030 Building $84,030
2025	$1,582.00 (-7.21%)	$92,060 (-1.49%) Land $8,030 Building $84,030	$92,060 (-1.49%) Land $8,030 Building $84,030
2024	$1,705.00 (+11.15%)	$93,450 (-) Land $8,030 Building $85,420
2023		$93,450 Land $8,030 Building $85,420	$93,450 Land $8,030 Building $85,420
2022	$1,534.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC MUNICIPAL UTILITIES serves 7,252 people · EPA ID IA1509074
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Massena Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Western Iowa Wireless.

Nearby Properties on Spruce St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures