Cass County property record for 705 Spruce St, Atlantic, IA 50022
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,813 sqft · built 1900 |
| Lot Size | 0.16 acres (7,000 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,566 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 303004997001000 |
| Primary APN | 303004997001000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,813 sqft Living Area |
| 1st Floor Area | 572 sqft |
| Basement Area | 941 sqft |
| Game Room | Game Room |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1900 |
|---|---|
| Exterior Material | Aluminum Siding |
| Construction Type | Wood Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,000 sqft (0.16 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 811 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 274 sqft |
| Patio Area | 150 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 705 SPRUCE ST |
|---|---|
| City | ATLANTIC |
| State | IA |
| Zip | 50022-1854 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MCDOWELL'S ADD.LOT 3 BLK 5 |
| Legal Subdivision | MCDOWELLS ADDITION |
| Legal Block | 5 |
| Legal Lot Number | 3 |
| Jurisdiction | CASS IA |
| Township / Civil Division | GROVE |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 190400 |
Source: Cass County records, as of February 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 705 SPRUCE ST, ATLANTIC, IA 50022-1854 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Cass County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Cass County |
| Municipality | Atlantic City |
| Unified School District | Atlantic Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $107,520 (-3.14%) Land $8,030 Building $99,490 | $107,520 (-3.14%) Land $8,030 Building $99,490 | |
| 2024 | $1,566.00 (-2.85%) | ||
| 2023 | $111,010 Land $8,030 Building $102,980 | $111,010 Land $8,030 Building $102,980 | |
| 2022 | $1,612.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 16, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATLANTIC MUNICIPAL UTILITIES serves 7,252 people · EPA ID IA1509074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Massena Telephone Company Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Western Iowa Wireless.
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