707 Shore Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 707 Shore Dr, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,942 sqft · built 2015
Lot Size	0.092 acres (4,000 sqft)
Owner	2 Individual Names on File
Last Sale	$565,000 (Jul 2019)
Tax Bill	$6,814 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`01-904-90218031`

Property Details

APN / Parcel Number

Primary APN	`01-904-90218031`
Alternative APN	`90490218031`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,942 sqft Living Area
Gross Area	2,158 sqft
1st Floor Area	538 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	4,000 sqft (0.092 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	208 sqft
Deck Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	90490218031
Street Address	707 SHORE DR
City	EDGEWATER
State	MD
Zip	21037-2138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LTS 4193 4194 WOODLAND BEACH
Legal Subdivision	WOODLAND BEACH
Legal Block	1
Legal Lot Number	4193
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2030
Census Tract	701103

Owner

707 Shore Dr is owned and occupied by two individuals who bought it in July 2019.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	707 SHORE DR, EDGEWATER, MD 21037-2138
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Feb 28, 2020	Deed of Trust, Mortgage · VA Mortgage NFM LNDG
Jul 10, 2019	Grant Deed, Transfer · VA Mortgage NFM LNDG
May 10, 2019	Deed of Trust, Mortgage · Line of Credit QUEENSTOWN BK/MD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2019 · Amount on File
Deed Sale	Jul 10, 2019 · Amount on File
Prior Sale	Oct 11, 2011 · Amount on File
Deed Book / Page	33329 / 288
Prior Transfer Date	Oct 4, 2011
Prior Transfer Doc	0238420260
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	707 SHORE DR, EDGEWATER, MD 21037-2138
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0375270206
Date	Sep 15, 2021
Book Page	37527/206

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	707 SHORE DR, EDGEWATER, MD 21037-2138
Document Number	0342800329
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	Apr 10, 2020
Title Company	EAGLE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 SHORE DR EDGEWATER MD 210372138, EDGEWATER, MD 21037-2138

Mortgage

Document Number	0342800329
Date	Mar 5, 2020
Book Page	034280/000329

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 4, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jul 10, 2019
Property Address	707 SHORE DR, EDGEWATER, MD 21037-2138
Document Number	0333290288
Book / Page	033329 / 000288
Instrument Date	Jun 27, 2019
Transaction Type	Transfer
Record Updated	Aug 21, 2019
Title Company	VELOCITY NATIONAL TITLE COMPANY, VELOCITY NAT'L TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$565.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	707 SHORE DR EDGEWATER MD 210372138, EDGEWATER, MD 21037-2138

Mortgage

Document Number	333290293
Date	Jul 10, 2019
Book Page	033329/000293

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2049

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	707 SHORE DR, EDGEWATER, MD 21037-2138
Document Number	0331650083
Instrument Date	May 10, 2019
Transaction Type	Mortgage
Record Updated	Jun 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 PLEASANT SPRINGS DR CENTREVILLE MD 216172378, CENTREVILLE, MD 21617-2378

Mortgage

Document Number	0331650083
Date	May 23, 2019
Book Page	033165/000083

Lender

Name	QUEENSTOWN BK/MD
Type	Bank
Address	7101 MAIN ST, QUEENSTOWN, MD 21658-1223

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 707 Shore Dr was $6,814 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$647,700 Land $325,000 Building $322,700	$647,700 Land $325,000 Building $322,700
2025	$6,814.00
2023	$5,863.00 Homeowner's exemption	$551,500 Land $305,000 Building $246,500	$551,500 Land $305,000 Building $246,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 707 Shore Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 41 policies
Nearby Flood Policies	41 in force
Nearby Flood Claims	5 (2003–2025)
Claims Outside the SFHA	2 of 5
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 707 Shore Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Shore Dr

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