623 Shore Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 623 Shore Dr, Edgewater, MD 21037

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,656 sqft · built 1940
Lot Size0.23 acres (10,000 sqft)
Owner2 Individual Names on Record
Last Sale$421,550 (Jul 2014)
Tax Bill$5,429 (2025)
Deeds & MortgagesFeb 2020 Line of Credit
Jul 2022 Mortgage
Flood ZoneZone AE (high risk)
APN01-904-04486900

Property Details

APN / Parcel Number

Primary APN01-904-04486900
Alternative APNs
  • 190404486900
  • 90404486900

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,656 sqft Living Area
Gross Area1,944 sqft
1st Floor Area1,656 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area10,000 sqft (0.23 acres)
View / LotWaterfront

Exterior Amenities

PorchEnclosed Porch
Porch Area408 sqft
Deck Area96 sqft
Gazebo160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number90404486900
Street Address623 SHORE DR
CityEDGEWATER
StateMD
Zip21037-2135
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionLTS 4280 TO 4284 WOODLAND BEACH
Legal SubdivisionWOODLAND BEACH
Legal Block2
Legal Lot Number4280
JurisdictionANNE ARUNDEL MD
Township / Civil Division7
Census Block Group2
Census Block2028
Census Tract701103

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address623 SHORE DR, EDGEWATER, MD 21037-2135
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2020Deed of Trust, Mortgage · Line of Credit
TOWER FCU
Jul 20, 2022Deed of Trust, Mortgage · Conventional Mortgage
TOWER FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 11, 2014 · Amount on Record
Deed SaleJul 11, 2014 · Amount on Record
Prior SaleApr 14, 2008 · Amount on Record
Deed Book / Page27447 / 426
Record UpdatedOct 29, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address623 SHORE DR, EDGEWATER, MD 21037-2135
Transaction TypeMortgage
Record UpdatedOct 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0341460492
DateFeb 3, 2020
Book Page34146/492
Lender
NameTOWER FCU
TypeCredit Union
AddressLAUREL, MD 20707
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueMar 25, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address623 SHORE DR, EDGEWATER, MD 21037-2135
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyTOWER TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0389490421
DateJul 20, 2022
Book Page38949/421
Lender
NameTOWER FCU
TypeCredit Union
AddressLAUREL, MD 20707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$542,000 (+21.72%) Land $311,000 Building $231,000$542,000 (+21.72%) Land $311,000 Building $231,000
2025$5,429.00 (+26.52%)
2023$4,291.00 Homeowner's exemption$445,300 Land $271,000 Building $174,300$445,300 Land $271,000 Building $174,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation5.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 41 policies
Nearby Flood Policies41 in force
Nearby Flood Claims5 (2003–2025)
Claims Outside the SFHA2 of 5
Most Recent ClaimMay 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBROAD CREEK
serves 26,033 people · EPA ID MD0020004
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2017–2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Shore Dr

Nearby Streets

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