707 S Pine St, Champaign, IL 61820 Property Records

Champaign County property record for 707 S Pine St, Champaign, IL 61820

Property Summary

Property Type	Single Family Home
Details	1 ba · 864 sqft · built 1924
Lot Size	0.082 acres (3,588 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Dec 2025)
Tax Bill	$3,143 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`43-20-13-151-019`

Property Details

APN / Parcel Number

Primary APN	`43-20-13-151-019`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Building Perimeter
1st Floor Area	864 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Stucco
Foundation Type	Concrete
Roof Material	Other
Lot Area	3,588 sqft (0.082 acres)
Garage Type	Detached
Porch	Porch

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	707 S PINE ST
City	CHAMPAIGN
State	IL
Zip	61820-5820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT 16 HUGHES AND FISHER ADD
Legal Range	08E
Legal Township	19N
Legal Section	13
Legal Subdivision	HUGHES AND FISHER ADD
Legal Lot Number	16
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	2
Census Block	2004
Census Tract	500

Owner

Source: Champaign County records, as of May 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	707 S PINE ST, CHAMPAIGN, IL 61820-5820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage FOUNTAIN TRUST COMPANY
Dec 11, 2025	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK
Sep 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FSB OF CHAMPAIGN URBANA
Apr 19, 2018	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2025 · Amount on Record
Deed Sale	Dec 11, 2025 · Amount on Record
Prior Sale	Apr 19, 2018 · Amount on Record
Deed Document Number	202519124
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 28, 2026
Property Address	707 S PINE ST, CHAMPAIGN, IL 61820-5820
Document Number	0000006124
Instrument Date	Apr 21, 2026
Instrument	20266124
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 S PINE ST, CHAMPAIGN, IL 61820-5820
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006124,
Date	Apr 28, 2026
Instrument	20266124

Lender

Name	FOUNTAIN TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Dec 11, 2025
Property Address	707 S PINE ST, CHAMPAIGN, IL 61820-5820
Document Number	0000019124
Map Reference	MB C PG 298
Instrument Date	Dec 9, 2025
Instrument	2025R19124
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 S PINE ST, CHAMPAIGN, IL 61820-5820

Mortgage

Document Number	0000019125
Date	Dec 11, 2025
Instrument	2025R19125

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.12%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	707 S PINE ST, CHAMPAIGN, IL 61820-5820
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017587
Date	Sep 1, 2020
Instrument	2020R17587

Lender

Name	FIRST FSB OF CHAMPAIGN URBANA
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2035

Interest

Rate	2.37%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 19, 2018
Property Address	707 S PINE ST, CHAMPAIGN, IL 61820-5820
Document Number	0000006112
Map Reference	MB C PG298
Instrument Date	Apr 18, 2018
Instrument	2018R06112
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$177.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 S PINE ST, CHAMPAIGN, IL 61820-5820

Mortgage

Document Number	0000006113
Date	Apr 19, 2018
Instrument	2018R06113

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$47,180 (+12.2%) Land $11,750 Building $35,430	$141,540 (+12.2%) Land $35,250 Building $106,290
2024	$3,143.00 (+16.54%) Homeowner's exemption	$42,050 (+19.02%) Land $10,470 Building $31,580	$126,150 (+19.02%) Land $31,410 Building $94,740
2022	$2,697.00 Homeowner's exemption	$35,330 Land $8,800 Building $26,530	$105,990 Land $26,400 Building $79,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Fidium Fiber, Nextlink, Pavlov Media.

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