703 S Pine St, Champaign, IL 61820 Property Records

Champaign County property record for 703 S Pine St, Champaign, IL 61820

Property Summary

Property Type	Single Family Home
Details	1 ba · 945 sqft · built 1923
Lot Size	0.131 acres (5,707 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (May 2021)
Tax Bill	$4,619 (2024)
Deeds & Mortgages	May 2021 Sale & Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`43-20-13-151-009`

Property Details

APN / Parcel Number

Primary APN	`43-20-13-151-009`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	945 sqft Building Perimeter
1st Floor Area	945 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Material	Other
Lot Area	5,707 sqft (0.131 acres)
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	703 S PINE ST
City	CHAMPAIGN
State	IL
Zip	61820-5820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BECKS, FRANK W., REPLAT
Legal Range	08E
Legal Township	19N
Legal Section	13
Legal Subdivision	BECKS, FRANK W., REPLAT
Legal Lot Number	2
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	2
Census Block	2004
Census Tract	500

Owner

Source: Champaign County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	703 S PINE ST, CHAMPAIGN, IL 61820-5820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
May 14, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK
Aug 1, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2021 · Amount on Record
Deed Sale	May 4, 2021 · Amount on Record
Prior Sale	Aug 1, 2017 · Amount on Record
Deed Document Number	202110365
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	May 4, 2021
Property Address	703 S PINE ST, CHAMPAIGN, IL 61820-5820
Document Number	0000010365
Map Reference	MB E PG 158
Instrument Date	May 3, 2021
Instrument	2021R10365
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	AMROCK INC, AMROCK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 S PINE ST, CHAMPAIGN, IL 61820-5820

Mortgage

Document Number	0000010366
Date	May 4, 2021
Instrument	2021R10366

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	703 S PINE ST, CHAMPAIGN, IL 61820-5820
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ALLIED CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006134
Date	Apr 17, 2020
Instrument	2020R06134

Lender

Name	FIRST STATE BANK
Type	Bank
Address	MONTICELLO, IL 61856

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

Interest

Rate Type	Fixed Rate
Rate	2.62%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	703 S PINE ST, CHAMPAIGN, IL 61820-5820
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007524
Date	May 14, 2018
Instrument	2018R07524

Lender

Name	FIRST STATE BANK
Type	Bank
Address	MONTICELLO, IL 61856

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 4, 2028

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Change Frequency	Monthly
Max Rate	18%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Aug 1, 2017
Property Address	703 S PINE ST, CHAMPAIGN, IL 61820-5820
Document Number	0000014319
Map Reference	MB E PG158
Instrument Date	Jul 13, 2017
Instrument	2017R14319
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$234.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 S PINE ST, CHAMPAIGN, IL 61820-5820

Mortgage

Document Number	0000014320
Date	Aug 1, 2017
Instrument	2017R14320

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$66,170 (+12.21%) Land $18,010 Building $48,160	$198,510 (+12.21%) Land $54,030 Building $144,480
2024	$4,619.00 (+7.37%)	$58,970 (+19.01%) Land $16,050 Building $42,920	$176,910 (+19.01%) Land $48,150 Building $128,760
2023	$4,302.00 (+7.44%)
2022	$4,004.00 Homeowner's exemption	$49,550 Land $13,490 Building $36,060	$148,650 Land $40,470 Building $108,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Fidium Fiber, Nextlink, Pavlov Media.

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