706 S Jackson St, Gardner, IL 60424 Property Records

Grundy County property record for 706 S Jackson St, Gardner, IL 60424

Property Summary

Property Type	Single Family Home
Details	2,150 sqft · built 2001
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on Record
Last Sale	$264,000 (Aug 2021)
Tax Bill	$9,675 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-09-402-003`

Property Details

APN / Parcel Number

Primary APN	`12-09-402-003`

Interior

Building Area	2,150 sqft Total Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	21,344 sqft (0.49 acres)
Total Buildings	2 Buildings

Location & Zoning

Street Address	706 S JACKSON ST
City	GARDNER
State	IL
Zip	60424-6226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JACKSON SOUTH SUB LT 3 SEC 9-31-8
Legal Range	08W
Legal Township	31N
Legal Section	09
Legal Subdivision	JACKSON SOUTH SUBDIVISION
Legal Lot Number	3
Jurisdiction	GRUNDY IL
Township / Civil Division	GARFIELD
Census Block Group	2
Census Block	2082
Census Tract	900

Owner

Source: Grundy County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	706 S JACKSON ST, GARDNER, IL 60424-6226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Warranty Deed, Transfer · Conventional Mortgage NUMARK CU
Aug 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OTTAWA
Oct 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OTTAWA
Apr 23, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2021 · Amount on Record
Deed Sale	Aug 31, 2021 · Amount on Record
Deed Document Number	2021606739
Prior Transfer Date	Mar 29, 2019
Prior Transfer Doc	0000583892
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Aug 31, 2021
Property Address	706 S JACKSON ST, GARDNER, IL 60424-6226
Document Number	0000606739
Map Reference	DOC 386463
Instrument Date	Aug 16, 2021
Instrument	606739
Transaction Type	Transfer
Record Updated	Sep 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 S JACKSON ST, GARDNER, IL 60424-6226

Mortgage

Document Number	0000606740
Date	Aug 31, 2021
Instrument	606740

Lender

Name	NUMARK CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	3%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	706 S JACKSON ST, GARDNER, IL 60424-6226
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000594781
Date	Aug 10, 2020
Instrument	594781

Lender

Name	FIRST NATIONAL BANK OTTAWA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	706 S JACKSON ST, GARDNER, IL 60424-6226
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000588272
Date	Oct 28, 2019
Instrument	588272

Lender

Name	FIRST NATIONAL BANK OTTAWA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRUNDY IL
Recording Date	Apr 23, 2019
Property Address	706 S JACKSON ST, GARDNER, IL 60424-6226
Document Number	0000583892
Instrument Date	Mar 29, 2019
Instrument	583892
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 S JACKSON ST, GARDNER, IL 60424-6226

Mortgage

Document Number	0000583893
Date	Apr 23, 2019
Instrument	583893

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Garfield Township
Municipality	Gardner Village
Elementary School District	Gardner Community Consolidated School District 72C (KG - 08)
Secondary School District	Gardner-South Wilmington Township High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,675.00 (+39.57%)	$118,041 (+30.32%) Land $12,994 Building $105,047	$354,123 (+30.32%) Land $38,982 Building $315,141
2022	$6,932.00 Homeowner's exemption	$90,579 Land $9,971 Building $80,608	$271,737 Land $29,913 Building $241,824

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1979–1985)
Most Recent Claim	Feb 1985 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER serves 1,361 people · EPA ID IL0630400
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kraus Electronic Systems Cable	2,500 / 50
Verizon Fixed Wireless	300 / 20

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