707 S Bostwick St, Charlotte, MI 48813 Property Records

Eaton County property record for 707 S Bostwick St, Charlotte, MI 48813

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,584 sqft · built 1900
Lot Size0.31 acres (13,504 sqft)
OwnerIndividual Name on File
Last Sale$49,000 (Dec 2016)
Tax Bill$2,841 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN20007560404000

Property Details

APN / Parcel Number

Primary APN20007560404000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,584 sqft Living Area
1st Floor Area1,056 sqft
Basement Area704 sqft
Unfinished Basement704 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialAluminum/Vinyl
Lot Area13,504 sqft (0.31 acres)
Lot Dimensions135 ft deep x 100 ft wide
Garage Area236 sqft
PorchPorch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address707 S BOSTWICK ST
CityCHARLOTTE
StateMI
Zip48813-2109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeN/A
Legal DescriptionLOTS 4 & 5. BLOCK 4. REVISED PLAT OF PROSPECT PARK ADD. CITY OF CHARLOTTE
Legal SubdivisionPROSPECT PARK ADD
Legal Block4
Legal Lot Number4-5
JurisdictionEATON MI
Township / Civil DivisionCHARLOTTE
Census Block Group1
Census Block1008
Census Tract20902

Owner

707 S Bostwick St is owned and occupied by an individual who bought it in December 2016.

Source: Eaton County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address707 S BOSTWICK ST, CHARLOTTE, MI 48813-2109
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 5, 2016 · Amount on File
Deed SaleDec 5, 2016 · Amount on File
Prior SaleNov 4, 2015 · Amount on File
Deed Book / Page2655 / 115
Prior Transfer DateOct 29, 2015
Prior Transfer Doc2595/0387
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEATON MI
Property Address707 S BOSTWICK ST, CHARLOTTE, MI 48813-2109
Transaction TypeMortgage
Record UpdatedOct 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address707 S BOSTWICK ST, CHARLOTTE, MI 48813-2109

Mortgage

Document Number03157/1265
DateOct 1, 2025
Book Page3157/1265
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueSep 22, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 707 S Bostwick St was $2,841 with a homeowner's exemption.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEaton County
MunicipalityCharlotte City
Unified School DistrictCharlotte Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$81,100$156,758 Land $36,363 Building $120,395
2025$2,841.00
2023$71,600$143,200
2022$2,470.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 707 S Bostwick St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 707 S Bostwick St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHARLOTTE
serves 9,074 people · EPA ID MI0001340
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb
Copper1.4 mg/L (2020)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20

May also be available: ACD.net, AT&T, T-Mobile.

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