707 Ruddle Ave, Anderson, IN 46012 Property Records

Madison County property record for 707 Ruddle Ave, Anderson, IN 46012

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 3,174 sqft · built 2003
Lot Size	0.117 acres (5,084 sqft)
Owner	Individual Name on File
Last Sale	$124,000 (Dec 2021)
Tax Bill	$1,160 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`48-12-07-303-084.000-003`

Property Details

APN / Parcel Number

Primary APN	`48-12-07-303-084.000-003`
Alternative APNs	`00001148505` `188979`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	3,174 sqft Living Area
1st Floor Area	3,174 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	5,084 sqft (0.117 acres)
Lot Dimensions	124 ft deep x 41 ft wide
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001148505
Street Address	707 RUDDLE AVE
City	ANDERSON
State	IN
Zip	46012-3349
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J M RUDDELLS 3RD N 2D 0.0000ACRES STR: 00000 SECTION: PLAT: 54 IN: OUT:
Jurisdiction	MADISON IN
Township / Civil Division	ANDERSON
Census Block Group	3
Census Block	3019
Census Tract	1100

Owner

707 Ruddle Ave is owned and occupied by an individual who bought it in December 2021.

Source: Madison County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	707 RUDDLE AVE, ANDERSON, IN 46012-3349
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2021 · Amount on File
Deed Sale	Dec 20, 2021 · Amount on File
Prior Sale	Jun 27, 2006
Deed Document Number	202124443
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	Dec 20, 2021
Property Address	707 RUDDLE AVE, ANDERSON, IN 46012-3349
Document Number	2021R24443
Map Reference	BK 4 PG 52
Instrument Date	Dec 16, 2021
Instrument	2021R24443
Transaction Type	Transfer
Record Updated	Feb 9, 2023
Title Company	AMERICAN LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 RUDDLE AVE, ANDERSON, IN 46012-3349
Investor	Possibly a Property Investor

Mortgage

Document Number	2021R24444
Date	Dec 20, 2021
Instrument	2021R24444

Lender

Name	NATIONSTAR MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 707 Ruddle Ave was $1,160 with a homeowner's exemption, down 9.5% from the year before.

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Anderson City
County	Madison County
County Subdivision	Anderson Township
Unified School District	Anderson Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,160.00 (-9.52%) Homeowner's exemption	$118,700 Land $5,700 Building $113,000	$118,700 Land $5,700 Building $113,000
2024	$1,282.00
2023		$110,500 (-1.87%) Land $5,500 Building $105,000	$110,500 (-1.87%) Land $5,500 Building $105,000
2022	$1,223.00	$112,600 Land $5,100 Building $107,500	$112,600 Land $5,100 Building $107,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 707 Ruddle Ave in Zone X, where a levee reduces flood risk, though there have been 10 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective August 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	10 (1990–2026)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2026 · 2 claims Severe Storms, Tornadoes, And Flooding, Sep 2003 · 4 claims Severe Storms & Flooding, Dec 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 707 Ruddle Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDERSON WATER DEPARTMENT serves 55,212 people · EPA ID IN5248002
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2024
Treatment and Procedure	Corrosion control Jan 2026
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: BridgeMAXX Suncoast Broadband, Mercury Fiber, Verizon.

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