623 Ruddle Ave, Anderson, IN 46012 Property Records

Madison County property record for 623 Ruddle Ave, Anderson, IN 46012

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,365 sqft · built 1905
Lot Size	0.12 acres (5,192 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Aug 2023)
Tax Bill	$981 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage May 2022 Sale
Flood Zone	Zone X (reduced by levee)
APN	`48-12-07-303-089.000-003`

Property Details

APN / Parcel Number

Primary APN	`48-12-07-303-089.000-003`
Alternative APNs	`00001148484` `188986B`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,365 sqft Living Area
1st Floor Area	1,365 sqft
Attic	Attic
Attic Area	1,015 sqft
Basement Area	682 sqft
Unfinished Basement	682 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1990
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	5,192 sqft (0.12 acres)
Lot Dimensions	124 ft deep x 29 ft wide

Exterior Amenities

Porch	Porch
Porch Area	216 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	00001148484
Street Address	623 RUDDLE AVE
City	ANDERSON
State	IN
Zip	46012-3347
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J M RUDDELLS 3RD EXC 42.1' W E 0.0000ACRES STR: 00000 SECTION: PLAT: 58 IN: OUT:
Legal Subdivision	RUDDLES 3RD ADDITION
Jurisdiction	MADISON IN
Township / Civil Division	ANDERSON
Census Block Group	3
Census Block	3016
Census Tract	1100

Owner

Source: Madison County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	623 RUDDLE AVE, ANDERSON, IN 46012-3347
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 16, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2023 · Amount on Record
Deed Sale	Aug 31, 2023 · Amount on Record
Prior Sale	May 16, 2022 · Amount on Record
Deed Document Number	202312297
Prior Transfer Date	May 12, 2022
Prior Transfer Doc	2022R08539
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	Aug 31, 2023
Property Address	623 RUDDLE AVE, ANDERSON, IN 46012-3347
Document Number	2023R12297
Map Reference	BK 4 PG 52
Instrument Date	Aug 24, 2023
Instrument	2023R12297
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 RUDDLE AVE, ANDERSON, IN 46012-3347

Mortgage

Document Number	2023R12298
Date	Aug 31, 2023
Instrument	2023R12298

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON IN
Recording Date	May 16, 2022
Property Address	623 RUDDLE AVE, ANDERSON, IN 46012-3347
Document Number	2022R08539
Map Reference	BK 4 PG 52
Instrument Date	May 12, 2022
Instrument	2022R08539
Transaction Type	Transfer
Record Updated	Oct 27, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 RUDDLE AVE, ANDERSON, IN 46012-3347

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Anderson City
County	Madison County
County Subdivision	Anderson Township
Unified School District	Anderson Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$981.00 (-10.16%) Homeowner's exemption	$101,400 (+150.99%) Land $7,100 Building $94,300	$101,400 (+150.99%) Land $7,100 Building $94,300
2024	$1,092.00 (+215.61%)
2023		$40,400 (+1%) Land $6,800 Building $33,600	$40,400 (+1%) Land $6,800 Building $33,600
2022	$346.00 (+5.49%)	$40,000 Land $6,400 Building $33,600	$40,000 Land $6,400 Building $33,600
2021	$328.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	10 (1990–2026)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2026 · 2 claims Severe Storms, Tornadoes, And Flooding, Sep 2003 · 4 claims Severe Storms & Flooding, Dec 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDERSON WATER DEPARTMENT serves 55,212 people · EPA ID IN5248002
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2024
Treatment and Procedure	Corrosion control Jan 2026
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: BridgeMAXX Suncoast Broadband, Mercury Fiber, Verizon.

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