707 N 1025 E, Layton, UT 84040 Property Records

Davis County property record for 707 N 1025 E, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 1,320 sqft · built 1978
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Tax Bill	$2,488 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit May 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-007-0096`

Property Details

APN / Parcel Number

Primary APN	`11-007-0096`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
Basement Area	1,288 sqft
Unfinished Basement	1,288 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Area	616 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	707 N 1025 E
City	LAYTON
State	UT
Zip	84040-3438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	ALL OF LOT 96, ASPEN HEIGHTS SUB UNIT THREE. CONT. 0.23 ACRES
Legal Subdivision	ASPEN HEIGHTS SUBDIVISION UNIT THREE
Legal Lot Number	96
Legal Unit	T
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1010
Census Tract	125905

Owner

707 N 1025 E is owned and occupied by an individual who acquired it in February 2011.

Source: Davis County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	707 N 1025 E, LAYTON, UT 84040-3438
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · Line of Credit DESERET FIRST CU
May 24, 2021	Deed of Trust, Mortgage · Line of Credit DESERET FIRST CU
Aug 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Nov 2, 2019	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 24, 2011
Transfer Doc	0002587027
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	707 N 1025 E, LAYTON, UT 84040-3438
Transaction Type	Mortgage
Record Updated	Oct 8, 2025
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008838/181
Date	Sep 23, 2025
Book Page	8838/181
Instrument	3634936

Lender

Name	DESERET FIRST CU
Type	Credit Union
Address	WEST VALLEY CITY, UT 84120

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 22, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	707 N 1025 E, LAYTON, UT 84040-3438
Transaction Type	Mortgage
Record Updated	Jun 7, 2021
Title Company	MERIDIAN TITLE, MERIDIAN TITLE COMP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7766/343
Date	May 24, 2021
Book Page	7766/343
Instrument	3384822

Lender

Name	DESERET FIRST CU
Type	Credit Union
Address	WEST VALLEY CITY, UT 84120

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	707 N 1025 E, LAYTON, UT 84040-3438
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ADVANCED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003041304
Date	Aug 28, 2017
Book Page	6837/351
Instrument	3041304

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	707 N 1025 E, LAYTON, UT 84040-3438
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	US TITLE COMPANY OF UT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003302749
Date	Oct 9, 2020
Book Page	7613/482
Instrument	3302749

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	707 N 1025 E, LAYTON, UT 84040-3438
Document Number	0003202617
Instrument Date	Nov 2, 2019
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 N 1025 E LAYTON UT 840403438, LAYTON, UT 84040-3438

Mortgage

Document Number	0003202617
Date	Nov 12, 2019
Book Page	007387/000272
Instrument	3202617

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 11, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 707 N 1025 E was $2,488, up 4% from the year before.

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,650 (+1.68%) Land $139,649 Building $126,001	$483,000 (+1.68%) Land $253,908 Building $229,092
2025	$2,488.00 (+4.01%)	$261,250 Land $123,792 Building $137,458	$475,000 Land $225,076 Building $249,924
2024	$2,392.00 (+1.1%)
2023	$2,366.00 (-5.32%)	$441,000 Land $199,490 Building $241,510	$441,000 Land $199,490 Building $241,510
2022	$2,499.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 707 N 1025 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 707 N 1025 E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband, Utah Broadband.

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