654 N 1025 E, Layton, UT 84040 Property Records

Davis County property record for 654 N 1025 E, Layton, UT 84040 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,284 sqft · built 1978
Lot Size0.239 acres (10,454 sqft)
OwnerIndividual Name on File
Tax Bill$2,457 (2025)
Deeds & MortgagesMay 2022 Mortgage
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN11-007-0123

Property Details

APN / Parcel Number

Primary APN11-007-0123

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,284 sqft Living Area

Exterior

Year BuiltBuilt 1978
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,454 sqft (0.239 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address654 N 1025 E
CityLAYTON
StateUT
Zip84040-3480
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionALL OF LOT 123, ASPEN HEIGHTS SUB UNIT THREE. CONT. 0.24 ACRES
Legal Range01W
Legal Township04N
Legal Section22
Legal SubdivisionASPEN HEIGHTS
Legal Lot Number123
Legal UnitT
JurisdictionDAVIS UT
Township / Civil DivisionNORTH DAVIS
Census Block Group1
Census Block1011
Census Tract125905

Owner

Source: Davis County records · APN 11-007-0123

Assessment roll updated January 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address654 N 1025 E, LAYTON, UT 84040-3480
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 24, 2022Deed of Trust, Mortgage · FHA Mortgage
BSI FINANCIAL SERVICES
Apr 01, 2020Warranty Deed, Transfer · FHA Mortgage
UNITED SECURITY FINANCIAL CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 01, 2020
Deed SaleApr 01, 2020
Prior SaleJul 26, 2005
Deed Document Number3239030
Deed Book / Page7482 / 2214
Record UpdatedJun 08, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAVIS UT
Property Address654 N 1025 E, LAYTON, UT 84040-3480
Transaction TypeMortgage
Record UpdatedJun 08, 2022
Title CompanyPETRA TITLE LLC, ENTRA TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address654 N 1025 E, LAYTON, UT 84040-3480

Mortgage

Document Number008016/159
DateMay 24, 2022
Book Page8016/159
Instrument3478583
Lender
NameBSI FINANCIAL SERVICES
AddressIRVING, TX 75038
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term335 Months
DueApr 01, 2050

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDAVIS UT
Recording DateApr 01, 2020
Property Address654 N 1025 E, LAYTON, UT 84040-3480
Document Number0003239030
Book / Page007482 / 002214
Instrument DateMar 31, 2020
Instrument3239030
Transaction TypeTransfer
Record UpdatedMay 28, 2020
Title CompanySUTHERLAND TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address654 N 1025 E LAYTON UT 840403480, LAYTON, UT 84040-3480
InvestorPossibly a Property Investor

Mortgage

Document Number3239035
DateApr 01, 2020
Book Page007482/002253
Instrument3239035
Lender
NameUNITED SECURITY FINANCIAL CORP
TypeBank
AddressMURRAY, UT 84121
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 31, 2050

Tax Assessment & Valuation

Source: Davis County records · Assessment roll updated January 1, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateUtah
CountyDavis County
MunicipalityLayton City
Unified School DistrictDavis School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,457.00 (+4.07%)$257,950 (-40.29%) Land $126,524 Building $131,426$469,000 (+8.56%) Land $230,044 Building $238,956
2024$2,361.00 (+1.9%)
2023$2,317.00 (-4.61%)$432,000 Land $201,486 Building $230,514$432,000 Land $201,486 Building $230,514
2022$2,429.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Davis County (49011C), updated May 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 490111259051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 530 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Utah Telecommunication Open Infrastructure AgencyFiber10,000 / 10,000
Lumen TechnologiesFiber3,000 / 3,000
SenawaveFiber2,500 / 2,500
XfinityCable2,000 / 250
Beehive Telephone CompaniesFiber1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: Lumen Technologies, Boston Omaha, JAB Wireless. Availability varies by address; speeds are provider-advertised maximums, not measured.

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