707 Mill St, Midland, MI 48640 Property Records

Midland County property record for 707 Mill St, Midland, MI 48640 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,627 sqft · built 1995
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Dec 2020)
Tax Bill	$2,837 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-16-40-502`

Property Details

APN / Parcel Number

Primary APN	`14-16-40-502`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,627 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	120 ft deep x 66 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	707 MILL ST
City	MIDLAND
State	MI
Zip	48640-5334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE W 21 FT OF LOT 1 & 2 & E 45 FT OF LOTS 7 & 8 BLK 150 CARPENTER & VANKLEECKS ADD'N
Legal Subdivision	CARPENTER & VANKLEECKS ADD
Legal Block	150
Legal Lot Number	1-2,7-8
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	4
Census Block	4010
Census Tract	290100

Owner

Source: Midland County records · APN 14-16-40-502

Assessment roll updated August 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	707 MILL ST, MIDLAND, MI 48640-5334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · Line of Credit MEMBERS FIRST CU
Dec 14, 2020	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 14, 2020 · Amount on Record
Deed Sale	Dec 14, 2020 · Amount on Record
Deed Book / Page	1640 / 770
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	707 MILL ST, MIDLAND, MI 48640-5334
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 MILL ST, MIDLAND, MI 48640-5334

Mortgage

Document Number	2026R02242
Date	Mar 16, 2026
Instrument	2026R-02242

Lender

Name	MEMBERS FIRST CU
Type	Credit Union
Address	MIDLAND, MI 48641

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 10, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Dec 14, 2020
Property Address	707 MILL ST, MIDLAND, MI 48640-5334
Document Number	1640/770
Book / Page	1640 / 770
Map Reference	LB A PG 67
Instrument Date	Dec 05, 2020
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	707 MILL ST, 707, MIDLAND, MI 48640-5334

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 MILL ST, MIDLAND, MI 48640-5334

Mortgage

Document Number	1640771
Date	Dec 14, 2020
Instrument	1640/771

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Midland County records · Assessment roll updated August 4, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,700 (+8.25%)	$207,400 (+8.25%)
2025	$2,837.00 (+1.03%) Homeowner's exemption	$95,800	$191,600
2024	$2,808.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Midland County (26111C), updated February 3, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 112 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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