Midland County property record for 615 Mill St, Midland, MI 48640
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,084 sqft · built 1940 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $165,000 (Sep 2025) |
| Tax Bill | $1,207 (2024) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Feb 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-21-10-614 |
| Primary APN | 14-21-10-614 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,084 sqft Living Area |
| 1st Floor Area | 784 sqft |
| Basement Area | 600 sqft |
| Unfinished Basement | 784 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 615 MILL ST |
|---|---|
| City | MIDLAND |
| State | MI |
| Zip | 48640-5332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | BEG AT E COR OF BLK 130 LARKIN ADD TH SW 60 FT, NW 120 FT, NE 60 FT, SE 120 FT TO BEG |
| Legal Subdivision | LARKIN ADD |
| Legal Block | 130 |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | MIDLAND |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 290100 |
Source: Midland County records, as of October 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3004 E ASHMAN ST, MIDLAND, MI 48642-4040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Sep 19, 2025 | Warranty Deed, Transfer · FHA Mortgage STAUNTON FINANCIAL INC |
| Feb 3, 2025 | Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2025 · Amount on Record |
| Deed Sale | Sep 19, 2025 · Amount on Record |
| Prior Sale | Feb 3, 2025 · Amount on Record |
| Prior Transfer Date | Sep 7, 2012 |
| Prior Transfer Doc | 01557/01279 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Sep 19, 2025 |
| Property Address | 615 MILL ST, MIDLAND, MI 48640-5332 |
| Document Number | 2025R08371 |
| Map Reference | LB A PG 26 |
| Instrument Date | Sep 18, 2025 |
| Instrument | 2025R-08371 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2025 |
| Title Company | TITLE RESOURCE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,237.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 615 MILL ST, MIDLAND, MI 48640-5332 |
| Name | Verified Name |
|---|---|
| Address | 3004 E ASHMAN ST, MIDLAND, MI 48642-4040 |
| Document Number | 2025R08372 |
|---|---|
| Date | Sep 19, 2025 |
| Instrument | 2025R-08372 |
| Name | STAUNTON FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Number | 2025R08373 |
|---|---|
| Date | Sep 19, 2025 |
| Instrument | 2025R-08373 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48076 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Feb 3, 2025 |
| Property Address | 615 MILL ST, MIDLAND, MI 48640-5332 |
| Document Number | 002025/844 |
| Book / Page | 2025 / 844 |
| Map Reference | LB A PG 26 |
| Instrument Date | Jan 31, 2025 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2025 |
| Title Company | MIDLAND TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,140.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 615 MILL ST, MIDLAND, MI 48640-5332 |
| Name | Verified Name |
|---|---|
| Address | 1466 W BEAVER RD UNIT 1, 1, AUBURN, MI 48611-9802 |
| Document Number | 0002025845 |
|---|---|
| Date | Feb 3, 2025 |
| Instrument | 2025/845 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2055 |
| Document Number | 002025/846 |
|---|---|
| Date | Feb 3, 2025 |
| Book Page | 2025/846 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63141 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
Source: Midland County assessment roll, as of July 29, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| Municipality | Midland City |
| Unified School District | Midland Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $62,300 | $124,600 | |
| 2024 | $1,207.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 3, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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