707 Lois Ln, Schenectady, NY 12304 Property Records

Schenectady County and Niskayuna Town property record for 707 Lois Ln, Schenectady, NY 12304

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,485 sqft · built 2015
Lot Size0.06 acres (2,614 sqft)
OwnerIndividual Name on Record
Last Sale$350,000 (Apr 2026)
Tax Bill$8,350 (2026)
Deeds & MortgagesApr 2026 Sale
Apr 2018 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN422400 60.16-1-145

Property Details

APN / Parcel Number

Primary APN422400 60.16-1-145

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,485 sqft Living Area
1st Floor Area1,485 sqft

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area2,614 sqft (0.06 acres)
Garage TypeAttached
Garage Area312 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area56 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address707 LOIS LN
CitySCHENECTADY
StateNY
Zip12304-2546
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR3
Legal Block1
Legal Lot Number145.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionNISKAYUNA
Census Block Group3
Census Block3006
Census Tract31902

Owner

Source: Schenectady County and Niskayuna Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address274 OSBORNE RD, ALBANY, NY 12211-1829
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2026Deed, Transfer
NORTHWAY TITLE
Apr 6, 2018Grant Deed, Subdivision Related Transfer
ATTORNEY ONLY
May 8, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 24, 2026 · Amount on Record
Deed SaleApr 24, 2026 · Amount on Record
Prior SaleApr 6, 2018 · Amount on Record
Deed Document Number20269496
Deed Book / Page2171 / 127
Record UpdatedOct 29, 2026

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateApr 24, 2026
Property Address707 LOIS LN, SCHENECTADY, NY 12304-2546
Document Number0000009496
Book / Page2171 / 127
Instrument DateApr 10, 2026
Instrument2026.9496
Transaction TypeTransfer
Record UpdatedMay 4, 2026
Title CompanyNORTHWAY TITLE

Transaction

AmountAmount Recorded
Tax$141,400.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address274 OSBORNE RD, ALBANY, NY 12211-1829

April 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateApr 6, 2018
Property Address707 LOIS LN, SCHENECTADY, NY 12304-2546
Document Number0000014557
Book / Page001984 / 000454
Instrument DateApr 2, 2018
Instrument14557
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 5, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,100.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address707 MALLARDS POND LN SCHENECTADY NY 123035376, SCHENECTADY, NY 12303-5376

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateMay 8, 2017
Property Address707 LOIS LN, SCHENECTADY, NY 12304-2546
Document Number0000020309
Book / Page001962 / 000108
Instrument DateApr 20, 2017
Instrument20309
Transaction TypeTransfer
Record UpdatedMay 16, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2217 CENTRAL PKWY SCHENECTADY NY 12309, SCHENECTADY, NY 12309

Tax Assessment & Valuation

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionNiskayuna Town
Unified School DistrictSouth Colonie Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,350.00 (+3.56%) Veteran's exemption
2025$8,063.00$275,000 (-) Land $10,000 Building $265,000$407,400 (+17.04%) Land $14,815 Building $392,585
2023$275,000 Land $10,000 Building $265,000$348,100 Land $12,658 Building $335,442

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 93% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNISKAYUNA CONSOLIDATED WD #11
public/private · serves 22,287 people · EPA ID NY4600073
Water SourceGroundwater
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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