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616 Lois Ln, Schenectady, NY 12304 Property Records

Schenectady County and Niskayuna Town property record for 616 Lois Ln, Schenectady, NY 12304 · Last verified July 2026

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,485 sqft · built 2015
Lot Size0.06 acres (2,614 sqft)
OwnerIndividual Name on File
Last Sale$4,664 (Aug 2017)
Tax Bill$8,795 (2025)
Deeds & MortgagesMay 2018 Line of Credit
Aug 2017 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN422400 60.16-1-141

Property Details

APN / Parcel Number

Primary APN422400 60.16-1-141

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Building Area1,485 sqft Living Area
1st Floor Area1,485 sqft 1st Floor
Stories1 Story

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Lot Area2,614 sqft (0.06 acres)
Parking Spaces1 Parking Space
Garage TypeAttached
Garage Area312 sqft Garage
PorchSlab
Porch Area56 sqft Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address616 LOIS LN
CitySCHENECTADY
StateNY
Zip12304-2545
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Block1
Legal Lot Number141.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionNISKAYUNA
Census Block Group3
Census Block3002
Census Tract31902

Owner

Source: Schenectady County and Niskayuna Town records · APN 422400 60.16-1-141

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address616 LOIS LN, SCHENECTADY, NY 12304-2545
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 29, 2018Deed of Trust, Mortgage · Line of Credit
SEFCU
Aug 04, 2017Deed, Subdivision Related Transfer · Conventional Mortgage
HOMESTEAD FUNDING CORP
May 08, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 04, 2017 · Amount on Record
Deed SaleAug 04, 2017 · Amount on Record
Deed Document Number201735292
Deed Book / Page1968 / 510
Record UpdatedSep 20, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address616 LOIS LN, SCHENECTADY, NY 12304-2545
Document Number0000025022
Instrument DateMay 29, 2018
Transaction TypeMortgage
Record UpdatedJul 02, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address2305 SHERIDAN AVE SCHENECTADY NY 123093933, SCHENECTADY, NY 12309-3933

Mortgage

Document Number0000025022
DateJun 11, 2018
Book Page004842/000471
Instrument25022
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeLine of Credit
AmountAmount Recorded
Term264 Months
DueJun 10, 2040
Interest
Rate TypeAdjustable Rate

August 2017: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateAug 04, 2017
Property Address616 LOIS LN, SCHENECTADY, NY 12304-2545
Document Number0000035292
Book / Page1968 / 510
Instrument DateJul 20, 2017
Instrument201735292
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
Tax$1,116.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2217 CENTRAL AVE, 2217, SCHENECTADY, NY 12304-4483

Transferred To (Grantee/Buyer)

NameVerified Name
Address4106 STONEFIELD WAY, SCHENECTADY, NY 12306-7000

Mortgage

Document Number0000035296
DateAug 04, 2017
Book Page4778/723
Instrument201735296
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2047

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateMay 08, 2017
Property Address616 LOIS LN, SCHENECTADY, NY 12304-2545
Document Number0000020309
Book / Page001962 / 000108
Instrument DateApr 20, 2017
Instrument20309
Transaction TypeTransfer
Record UpdatedMay 16, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2217 CENTRAL PKWY SCHENECTADY NY 12309, SCHENECTADY, NY 12309

Tax Assessment & Valuation

Source: Schenectady County and Niskayuna Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionNiskayuna Town
Unified School DistrictSouth Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,795.00$290,000 (-) Land $10,000 Building $280,000$429,600 (+17.03%) Land $14,814 Building $414,786
2023$290,000 Land $10,000 Building $280,000$367,100 Land $12,659 Building $354,441

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 5% of the US · above 7% of New York
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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