Sumner County property record for 707 Lock 4 Rd, Gallatin, TN 37066
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,122 sqft · built 1945 |
| Lot Size | 0.68 acres (29,650 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,500 (Jul 2019) |
| Tax Bill | $740 (2025) |
| Deeds & Mortgages | Jul 2019 Sale & Mortgage Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 083126P E 03100 |
| Primary APN | 083126P E 03100 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,122 sqft Living Area |
| 1st Floor Area | 1,122 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 29,650 sqft |
| Lot Dimensions | 296 ft deep x 100 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 28 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 707 LOCK 4 RD |
|---|---|
| City | GALLATIN |
| State | TN |
| Zip | 37066-3434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT: 1 PAGE: 44 BLOCK: B LOT: 12-13 SUBD: WOODLAWN EST NO 1 |
| Legal Subdivision | WOODLAWN EST NO 1 |
| Legal Block | B |
| Legal Lot Number | 12-13 |
| Jurisdiction | SUMNER TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 20903 |
Source: Sumner County records · APN 083126P E 03100
Assessment roll updated May 20, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 707 LOCK 4 RD, GALLATIN, TN 37066-3434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2019 | Warranty Deed, Transfer · FHA Mortgage FIRST COMMUNITY MORTGAGE INC |
| Sep 21, 2018 | Warranty Deed, Transfer · Commercial Mortgage RELIANT BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 12, 2019 · Amount on Record |
| Deed Sale | Jul 12, 2019 · Amount on Record |
| Prior Sale | Sep 21, 2018 · Amount on Record |
| Deed Document Number | 1275170 |
| Deed Book / Page | 4982 / 425 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Jul 12, 2019 |
| Property Address | 707 LOCK 4 RD, GALLATIN, TN 37066-3434 |
| Document Number | 0049820425 |
| Book / Page | 4982 / 425 |
| Map Reference | MB 1 PG 44 |
| Instrument Date | Jul 09, 2019 |
| Instrument | 1275170 |
| Transaction Type | Transfer |
| Record Updated | Oct 07, 2021 |
| Title Company | SIGNATURE TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $815.85 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 707 LOCK 4 RD, GALLATIN, TN 37066-3434 |
| Document Number | 4982427 |
|---|---|
| Date | Jul 12, 2019 |
| Instrument | 4982/427 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Sep 21, 2018 |
| Property Address | 707 LOCK 4 RD, GALLATIN, TN 37066-3434 |
| Document Number | 0048180775 |
| Book / Page | 4818 / 775 |
| Map Reference | MB 1 PG 44 |
| Instrument Date | Sep 20, 2018 |
| Instrument | 1246076 |
| Transaction Type | Transfer |
| Record Updated | Oct 07, 2021 |
| Title Company | SIGNATURE TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $484.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 707 LOCK 4 RD, GALLATIN, TN 37066-3434 |
| Document Number | 1246077 |
|---|---|
| Date | Sep 21, 2018 |
| Instrument | 1246077 |
| Name | RELIANT BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Sumner County records · Assessment roll updated May 20, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Municipality | Gallatin City |
| Unified School District | Sumner County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $740.00 (-38.64%) | $52,050 (+31.69%) Land $25,000 Building $27,050 | |
| 2024 | $208,200 (+31.69%) Land $100,000 Building $108,200 | ||
| 2023 | $1,206.00 (-0.33%) | $39,525 (-) Land $25,000 Building $14,525 | |
| 2022 | $1,210.00 | $39,525 Land $25,000 Building $14,525 | |
| 2021 | $158,100 Land $100,000 Building $58,100 |
Source: FEMA National Flood Hazard Layer, Sumner County (47165C), updated July 12, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471650209031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 19 (2010) |
| Claims Outside the SFHA | 17 of 19 |
| Most Recent Claim | Aug 2010 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 230 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | GALLATIN WATER DEPARTMENT serves 65,964 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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