704 Kersey Rd, Silver Spring, MD 20902 Property Records

Montgomery County property record for 704 Kersey Rd, Silver Spring, MD 20902 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,324 sqft · built 1987
Lot Size	0.258 acres (11,252 sqft)
Owner	2 Individual Names on File
Last Sale	$652,000 (Jul 2008)
Tax Bill	$7,778 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-02590261`

Property Details

APN / Parcel Number

Primary APN	`13-02590261`
Alternative APN	`02590261`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,324 sqft Living Area
Gross Area	3,744 sqft
1st Floor Area	1,725 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,252 sqft (0.258 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	36 sqft
Deck Area	326 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02590261
Street Address	704 KERSEY RD
City	SILVER SPRING
State	MD
Zip	20902-3061
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KEMP MILL ESTS
Legal Subdivision	KEMP MILL ESTATES
Legal Block	41
Legal Lot Number	24
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	3
Census Block	3009
Census Tract	703208

Owner

Source: Montgomery County records · APN 13-02590261

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	704 KERSEY RD, SILVER SPRING, MD 20902-3061
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 07, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Jan 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MORTGAGE INC
Aug 01, 2019	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 28, 2008 · Amount on Record
Deed Sale	Jul 28, 2008 · Amount on Record
Deed Document Number	2008118505
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	704 KERSEY RD, SILVER SPRING, MD 20902-3061
Transaction Type	Mortgage
Record Updated	Oct 22, 2021
Title Company	CLOSELINE SETTLEMENTS LLC, CLOSELINE SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 KERSEY RD, SILVER SPRING, MD 20902-3061

Mortgage

Document Number	0642200144
Date	Oct 07, 2021
Book Page	64220/144

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 01, 2036

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	704 KERSEY RD, SILVER SPRING, MD 20902-3061
Transaction Type	Mortgage
Record Updated	Mar 01, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0535620285
Date	Jan 12, 2017
Book Page	53562/285

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company
Address	00000

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Dec 01, 2036

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	704 KERSEY RD, SILVER SPRING, MD 20902-3061
Transaction Type	Mortgage
Record Updated	Mar 01, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0579510224
Date	Aug 01, 2019
Book Page	57951/224

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$769,833 (+15.82%)	$980,100 (+47.45%) Land $229,800 Building $750,300
2025	$7,778.00 (+4.74%)	$664,700 (-) Land $229,800 Building $434,900	$664,700 (-) Land $229,800 Building $434,900
2023		$664,700 Land $229,800 Building $434,900	$664,700 Land $229,800 Building $434,900
2022	$7,426.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317032083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1996–2015)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Jun 2015, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 333 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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