707 Hancock St, Durham, NC 27704 Property Records

Durham County property record for 707 Hancock St, Durham, NC 27704

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 975 sqft · built 1970
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$234,000 (Mar 2022)
Tax Bill	$1,931 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0834-41-3982`

Property Details

APN / Parcel Number

Primary APN	`0834-41-3982`
Alternative APNs	`0834-41-39-8233` `083403413974` `177982`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	975 sqft Heated Area
1st Floor Area	975 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	200 ft deep x 105 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Municipal

Location & Zoning

Street Address	707 HANCOCK ST
City	DURHAM
State	NC
Zip	27704-1303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-20
Legal Description	HILLVIEW TERRACE EXT/BLK: H/LT#09 PL:000036-000076
Legal Subdivision	HILLVIEW TERRACE
Legal Block	H
Legal Lot Number	9
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	2
Census Block	2006
Census Tract	1708

Owner

707 Hancock St is owned and occupied by an individual who bought it in March 2022.

Source: Durham County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	707 HANCOCK ST, DURHAM, NC 27704-1303
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2022 · Amount on File
Deed Sale	Mar 9, 2022 · Amount on File
Prior Sale	Mar 1, 2007 · Amount on File
Deed Document Number	202210081
Deed Book / Page	9636 / 7
Prior Transfer Date	Feb 28, 2007
Prior Transfer Doc	0055260568
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Mar 9, 2022
Property Address	707 HANCOCK ST, DURHAM, NC 27704-1303
Document Number	0096360007
Book / Page	9636 / 7
Map Reference	MB 36 PG 76
Instrument Date	Mar 9, 2022
Instrument	2022010081
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$468.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 71156, DURHAM, NC 27722-1156

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 HANCOCK ST, DURHAM, NC 27704-1303

Mortgage

Document Number	2022010082
Date	Mar 9, 2022
Instrument	2022010082

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 707 Hancock St was $1,931, up 3.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,931.00 (+3.48%)	$245,969 (-) Land $91,250 Building $154,719	$245,969 (-) Land $91,250 Building $154,719
2025	$1,866.00	$245,969 Land $91,250 Building $154,719	$245,969 Land $91,250 Building $154,719
2023	$1,145.00 (+4.76%)	$103,940 Land $21,840 Building $82,100	$103,940 Land $21,840 Building $82,100
2022	$1,093.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 707 Hancock St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 707 Hancock St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Frontier.

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