705 Hancock St, Durham, NC 27704 Property Records

Durham County property record for 705 Hancock St, Durham, NC 27704

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,545 sqft · built 1972
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,350 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit Aug 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0834-41-2972`

Property Details

APN / Parcel Number

Primary APN	`0834-41-2972`
Alternative APNs	`0834-41-29-7281` `083403412974` `177983`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,545 sqft Heated Area
1st Floor Area	1,545 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Porch	Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	705 HANCOCK ST
City	DURHAM
State	NC
Zip	27704-1303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-20
Legal Description	HILLVIEW TERRACE EXT/BLK: H/LT#08 PL:000036-000076
Legal Subdivision	HILLVIEW TERRACE
Legal Block	H
Legal Lot Number	8
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	2
Census Block	2006
Census Tract	1708

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	705 HANCOCK ST, DURHAM, NC 27704-1303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Aug 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU
Nov 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC
Jan 23, 2017	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 8, 2006
Transfer Doc	0051530133
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	705 HANCOCK ST, DURHAM, NC 27704-1303
Transaction Type	Mortgage
Record Updated	Dec 11, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0104340371
Date	Nov 26, 2025
Book Page	10434/371
Instrument	2025155660

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 5, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	705 HANCOCK ST, DURHAM, NC 27704-1303
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0097610229
Date	Aug 12, 2022
Book Page	9761/229
Instrument	2022032895

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	705 HANCOCK ST, DURHAM, NC 27704-1303
Transaction Type	Mortgage
Record Updated	Sep 23, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094580325
Date	Sep 10, 2021
Book Page	9458/325
Instrument	2021046164

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	705 HANCOCK ST, DURHAM, NC 27704-1303
Document Number	0087960070
Instrument Date	Nov 4, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	705 HANCOCK ST DURHAM NC 277041303, DURHAM, NC 27704-1303

Mortgage

Document Number	0087960070
Date	Nov 7, 2019
Book Page	008796/000070
Instrument	41262

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2049

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	705 HANCOCK ST, DURHAM, NC 27704-1303
Document Number	0081130309
Book / Page	008113 / 000309
Instrument Date	Jan 23, 2017
Transaction Type	Mortgage
Record Updated	Feb 17, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	705 HANCOCK ST DURHAM NC 277041303, DURHAM, NC 27704-1303

Mortgage

Document Number	0081130309
Date	Jan 26, 2017
Book Page	008113/000309
Instrument	2655

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2047

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,350.00 (+3.57%)	$308,316 (-) Land $93,750 Building $214,566	$308,316 (-) Land $93,750 Building $214,566
2025	$2,269.00 (+49.18%)	$308,316 (+110.06%) Land $93,750 Building $214,566	$308,316 (+110.06%) Land $93,750 Building $214,566
2023	$1,521.00 (+4.46%)	$146,773 Land $22,455 Building $124,318	$146,773 Land $22,455 Building $124,318
2022	$1,456.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Frontier.

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