707 Granada Dr, Vista, CA 92083 Property Records

San Diego County property record for 707 Granada Dr, Vista, CA 92083

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,041 sqft · built 1978
Lot Size	0.229 acres (9,973 sqft)
Owner	2 Individual Names on Record
Tax Bill	$802 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`163-450-24-00`

Property Details

APN / Parcel Number

Primary APN	`163-450-24-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,041 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	9,973 sqft (0.229 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	707 GRANADA DR
City	VISTA
State	CA
Zip	92083-4730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 24 TR 008317
Legal Subdivision	VISTA 73-14
Legal Tract	008317
Legal Block	1
Legal Lot Number	24
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1010
Census Tract	19403

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	707 GRANADA DR, VISTA, CA 92083-4730
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · VA Mortgage ADVANTAGEFIRST LENDING INC
Sep 12, 2017	Deed of Trust, Mortgage · VA Mortgage BUSEY BANK
Jan 15, 2019	Deed of Trust, Mortgage · VA Mortgage E MORTGAGE CAPITAL INC
Oct 10, 2019	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 4, 2004
Transfer Doc	0000769763
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	707 GRANADA DR, VISTA, CA 92083-4730
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 GRANADA DR, VISTA, CA 92083-4730

Mortgage

Document Number	0000335665
Date	Apr 30, 2021
Instrument	2021-0335665

Lender

Name	ADVANTAGEFIRST LENDING INC
Type	Lending Institution
Address	RANCHO SANTA MARGARITA, CA 92688

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	707 GRANADA DR, VISTA, CA 92083-4730
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000417223
Date	Sep 12, 2017
Instrument	2017-0417223

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	707 GRANADA DR, VISTA, CA 92083-4730
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NEXTITLE A TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 GRANADA DR, VISTA, CA 92083-4730

Mortgage

Document Number	0000016130
Date	Jan 15, 2019
Instrument	2019-0016130

Lender

Name	E MORTGAGE CAPITAL INC
Type	Non-Lending Institution
Address	SANTA ANA, CA 92705

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	707 GRANADA DR, VISTA, CA 92083-4730
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000456256
Date	Oct 10, 2019
Instrument	2019-0456256

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$117,534 (+2%) Land $26,600 Building $90,934
2025	$802.00 (+0.12%) Veteran's exemption	$115,230 (+4.04%) Land $26,079 Building $89,151
2024	$801.00 (+0.25%)
2023	$799.00 (+0.13%)	$110,757 Land $25,067 Building $85,690
2022	$798.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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