Bell County property record for 707 Gloucester Ave, Middlesboro, KY 40965
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,184 sqft |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $169,900 (Jun 2026) |
| Tax Bill | $611 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage May 2007 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 069-42-01-005.00 |
| Primary APN | 069-42-01-005.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,184 sqft Living Area |
| Architectural Style | A-Frame |
|---|---|
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 1193 |
|---|---|
| Street Address | 707 GLOUCESTER AVE |
| City | MIDDLESBORO |
| State | KY |
| Zip | 40965-2043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NE 4 (LOT 20) |
| Legal Lot Number | 20 |
| Jurisdiction | BELL KY |
| Township / Civil Division | MIDDLESBOROUGH |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 960700 |
Source: Bell County assessment roll, as of December 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 801 ILCHESTER AVE, MIDDLESBORO, KY 40965-2053 |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jun 2, 2026 | Deed, Transfer · Conventional Mortgage HEARTHSIDE LENDING CORPORATION |
| May 7, 2007 | Cash Sale Deed, Transfer · Conventional Mortgage HOME FEDERAL BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2026 · Amount on Record |
| Deed Sale | Jun 2, 2026 · Amount on Record |
| Prior Sale | May 7, 2007 · Amount on Record |
| Deed Document Number | 2026294292 |
| Deed Book / Page | 415 / 115 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BELL KY |
| Recording Date | Jun 2, 2026 |
| Property Address | 707 GLOUCESTER AVE, MIDDLESBORO, KY 40965-2043 |
| Document Number | 0000294292 |
| Book / Page | 415 / 115 |
| Instrument Date | May 22, 2026 |
| Instrument | 2026294292 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $17,159.90 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 801 ILCHESTER AVE, MIDDLESBORO, KY 40965-2053 |
| Document Number | 0000294293, |
|---|---|
| Date | Jun 2, 2026 |
| Instrument | 2026294293 |
| Name | HEARTHSIDE LENDING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | BELL KY |
| Recording Date | May 7, 2007 |
| Property Address | 707 GLOUCESTER AVE, MIDDLESBORO, KY 40965-2043 |
| Document Number | 000336/620 |
| Book / Page | 336 / 620 |
| Instrument Date | Apr 23, 2007 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $57.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 808 DORCHESTER AVE, MIDDLESBORO, KY 40965-2034 |
| Name | Verified Name |
|---|---|
| Address | 2909 ARABIAN PL NE, MARIETTA, GA 30062-4631 |
| Document Number | 000262/818 |
|---|---|
| Date | May 7, 2007 |
| Book Page | 262/818 |
| Name | HOME FEDERAL BANK INC |
|---|---|
| Address | 1602 CUMBERLAND AVE, MIDDLESBORO, KY 40965 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Bell County assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Bell County |
| Municipality | Middlesborough City |
| Unified School District | Middlesboro Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $611.00 (+2.52%) | $57,000 (-) Land $57,000 | $57,000 (-) Land $57,000 |
| 2023 | $596.00 | $57,000 | $57,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 14 (1999–2011) |
| Claims Outside the SFHA | 1 of 14 |
| Most Recent Claim | Jun 2011 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people · EPA ID KY0070282 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Eastern Telephone & Technologies Fixed Wireless | 300 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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