704 Gloucester Ave, Middlesboro, KY 40965 Property Records

Bell County property record for 704 Gloucester Ave, Middlesboro, KY 40965

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,004 sqft
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on File
Last Sale	$65,000 (Feb 1988)
Tax Bill	$331 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`069-41-17-008.00`

Property Details

APN / Parcel Number

Primary APN	`069-41-17-008.00`
Alternative APNs	`17463` `17838`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,004 sqft Living Area

Exterior

Exterior Material	Vinyl
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Gas

Location & Zoning

Account Number	17838
Street Address	704 GLOUCESTER AVE
City	MIDDLESBORO
State	KY
Zip	40965-2044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE 104 (LOTS 6-7)
Legal Lot Number	6-7
Jurisdiction	BELL KY
Township / Civil Division	MIDDLESBOROUGH
Census Block Group	3
Census Block	3020
Census Tract	960700

Owner

Source: Bell County records · APN 069-41-17-008.00

Assessment roll updated October 15, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	704 GLOUCESTER AVE, MIDDLESBORO, KY 40965-2044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 01, 1988 · Amount on Record
Deed Sale	Feb 01, 1988 · Amount on Record
Deed Document Number	0000253684
Record Updated	Jun 08, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL KY
Property Address	704 GLOUCESTER AVE, MIDDLESBORO, KY 40965-2044
Transaction Type	Mortgage
Record Updated	Apr 04, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M363/216
Date	Apr 21, 2020
Book Page	M363/216
Instrument	182608

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2035

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated October 15, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bell County
Municipality	Middlesborough City
Unified School District	Middlesboro Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$331.00 (-5.97%) Homeowner's exemption	$80,000 (-) Land $80,000	$80,000 (-) Land $80,000
2023	$352.00 Homeowner's exemption	$80,000	$80,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 28, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	14 (1999–2011)
Claims Outside the SFHA	1 of 14
Most Recent Claim	Jun 2011 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2011 · 12 claims

Wildfire

Wildfire Risk	Low lower than 67% of the US · above 66% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Eastern Telephone & Technologies Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 301 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.