Champaign County property record for 707 Frank Dr, Champaign, IL 61821
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 936 sqft · built 1973 |
| Lot Size | 0.207 acres (9,014 sqft) |
| Owner | Individual Name on File |
| Last Sale | $146,000 (May 2018) |
| Tax Bill | $5,574 (2024) |
| Deeds & Mortgages | Aug 2026 Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-20-15-277-018 |
| Primary APN | 44-20-15-277-018 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 936 sqft Building Perimeter |
| 1st Floor Area | 936 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Stucco |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Other |
| Lot Area | 9,014 sqft (0.207 acres) |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Patio Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 707 FRANK DR |
|---|---|
| City | CHAMPAIGN |
| State | IL |
| Zip | 61821-4237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 132 STONEGATE 5 |
| Legal Range | 08E |
| Legal Township | 19N |
| Legal Section | 15 |
| Legal Subdivision | STONEGATE 5 |
| Legal Lot Number | 132 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CHAMPAIGN CITY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 1201 |
707 Frank Dr is owned and occupied by an individual who bought it in May 2018.
Source: Champaign County records, as of September 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 707 FRANK DR, CHAMPAIGN, IL 61821-4237 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 16, 2018 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 16, 2018 · Amount on File |
| Deed Sale | May 16, 2018 · Amount on File |
| Prior Sale | May 18, 2005 · Amount on File |
| Deed Document Number | 20187801 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Aug 24, 2026 |
| Property Address | 707 FRANK DR, CHAMPAIGN, IL 61821-4237 |
| Document Number | 0000013261 |
| Instrument Date | Aug 18, 2026 |
| Instrument | 202613261 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 707 FRANK DR, CHAMPAIGN, IL 61821-4237 |
| Document Number | 0000013261, |
|---|---|
| Date | Aug 24, 2026 |
| Instrument | 202613261 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.63% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | May 16, 2018 |
| Property Address | 707 FRANK DR, CHAMPAIGN, IL 61821-4237 |
| Document Number | 0000007801 |
| Instrument Date | May 15, 2018 |
| Instrument | 7801 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2018 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $146.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 707 FRANK DR CHAMPAIGN IL 618214237, CHAMPAIGN, IL 61821-4237 |
| Document Number | 7802 |
|---|---|
| Date | May 16, 2018 |
| Instrument | 7802 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 15, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Champaign City Township |
| Municipality | Champaign City |
| Unified School District | Champaign Community Unit School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $78,450 Land $12,910 Building $65,540 | $235,350 Land $38,730 Building $196,620 | |
| 2024 | $5,574.00 | ||
| 2022 | $4,850.00 Homeowner's exemption | $58,750 Land $9,670 Building $49,080 | $176,250 Land $29,010 Building $147,240 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 707 Frank Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 707 Frank Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
May also be available: Fidium Fiber, Mediacom Xtream, Nextlink, Pavlov Media, T-Mobile, Volo.net Internet+Tech.
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